Use this page as a one-stop reference for everything related to Bank of Baroda's DELHI ROAD MORADABAD branch in MORADABAD, UTTAR PRADESH. The branch's IFSC code BARB0DBDELH is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – DELHI ROAD MORADABAD is BARB0DBDELH. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters DBDELH map to this branch in MORADABAD, UTTAR PRADESH.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Delhi Road Moradabad branch — IFSC BARB0DBDELH — extends the bank's services to customers in and around Moradabad, Uttar Pradesh.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Delhi Road Moradabad |
| IFSC Code | BARB0DBDELH |
| MICR Code | Refer to cheque leaf |
| Branch Address | GR FLOOR PLOT NO 23MAJHOLADELHI RDNR JAWAHAR MOTORSBEFORE HT PARK SQMORADABAD MORADABAD MORADABAD UTTAR PRADESH 244001 |
| City | Moradabad |
| District | Moradabad |
| State | Uttar Pradesh |
| STD Code | 22 |
| Phone | 1800223344 |
About this branch
The branch is located at GR FLOOR PLOT NO 23MAJHOLADELHI RDNR JAWAHAR MOTORSBEFORE HT PARK SQMORADABAD MORADABAD MORADABAD UTTAR PRADESH 244001. It serves the Moradabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0DBDELH is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DELHI ROAD MORADABAD of Bank of Baroda — its own 11-character IFSC. The code BARB0DBDELH is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0DBDELH the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Delhi Road Moradabad branch
Once you have an account at Bank of Baroda – DELHI ROAD MORADABAD, the IFSC BARB0DBDELH stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Delhi Road Moradabad branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0DBDELH
How to transfer money using IFSC BARB0DBDELH
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBDELH across all three.
How to use IFSC BARB0DBDELH for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's DELHI ROAD MORADABAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0DBDELH.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as DELHI ROAD MORADABAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0DBDELH
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – DELHI ROAD MORADABAD, ensure your bank's portal accepts IFSC BARB0DBDELH while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda DELHI ROAD MORADABAD (IFSC BARB0DBDELH)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0DBDELH in your mobile or internet banking app, and the money is credited to the DELHI ROAD MORADABAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0DBDELH for Bank of Baroda – DELHI ROAD MORADABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0DBDELH | Yes – BARB0DBDELH | Yes – BARB0DBDELH |
For most retail customers crediting the Delhi Road Moradabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0DBDELH
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – DELHI ROAD MORADABAD is still mapped to IFSC BARB0DBDELH. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0DBDELH and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Delhi Road Moradabad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0DBDELH is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0DBDELH and the account number together uniquely identify the Delhi Road Moradabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BARB0DBDELH
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – DELHI ROAD MORADABAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0DBDELH. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Delhi Road Moradabad branch sits at GR FLOOR PLOT NO 23MAJHOLADELHI RDNR JAWAHAR MOTORSBEFORE HT PARK SQMORADABAD MORADABAD MORADABAD UTTAR PRADESH 244001. If you are travelling from outside Moradabad, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0DBDELH and your account number.
Verifying IFSC BARB0DBDELH from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DBDELH by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Delhi Road Moradabad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0DBDELH, however, work 24x7.
Branch address & contact
Bank of BarodaDelhi Road Moradabad Branch
GR FLOOR PLOT NO 23MAJHOLADELHI RDNR JAWAHAR MOTORSBEFORE HT PARK SQMORADABAD MORADABAD MORADABAD UTTAR PRADESH 244001
Moradabad, Uttar Pradesh
Phone: 22-1800223344
IFSC: BARB0DBDELH
Frequently asked questions
Does Bank of Baroda Delhi Road Moradabad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Is IFSC BARB0DBDELH the same for all accounts at Delhi Road Moradabad branch?
Yes. The IFSC BARB0DBDELH is shared by every account held at Bank of Baroda's Delhi Road Moradabad branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Baroda Delhi Road Moradabad branch?
You can reach the branch at 22-1800223344 during regular banking hours.
How quickly will an NEFT transfer using BARB0DBDELH be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Delhi Road Moradabad reflect within 30 minutes.
Is IFSC BARB0DBDELH valid for NEFT and RTGS?
Yes. IFSC BARB0DBDELH is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of Baroda Delhi Road Moradabad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBDELH, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BARB0DBDELH belongs to Bank of Baroda's DELHI ROAD MORADABAD branch, located at GR FLOOR PLOT NO 23MAJHOLADELHI RDNR JAWAHAR MOTORSBEFORE HT PARK SQMORADABAD… in MORADABAD, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
