IFSC Code of Bank of Baroda, Milak Br., Dist. Rampur, U.P. Branch, Uttar Pradesh

Below are the complete branch details for Bank of Baroda, MILAK BR., DIST. RAMPUR, U.P. branch, located in MILAK, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BARB0MILAKX. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0MILAKX for Bank of Baroda – MILAK BR., DIST. RAMPUR, U.P. — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – MILAK BR., DIST. RAMPUR, U.P. is BARB0MILAKX. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters MILAKX map to this branch in MILAK, UTTAR PRADESH.

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Milak Br., Dist. Rampur, U.P. branch — IFSC BARB0MILAKX — extends the bank's services to customers in and around Milak, Uttar Pradesh.

Branch details at a glance

About the Milak Br., Dist. Rampur, U.P. branch

The Milak Br., Dist. Rampur, U.P. branch of Bank of Baroda is situated at MILAK, DIST. RAMPUR, UTTAR PRADESH - 243 701.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0MILAKX is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's MILAK BR., DIST. RAMPUR, U.P. branch came to be assigned the code BARB0MILAKX.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0MILAKX, money simply cannot be routed to the MILAK BR., DIST. RAMPUR, U.P. branch electronically.

Account types you can open at the Milak Br., Dist. Rampur, U.P. branch

Once you have an account at Bank of Baroda – MILAK BR., DIST. RAMPUR, U.P., the IFSC BARB0MILAKX stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Milak Br., Dist. Rampur, U.P. branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0MILAKX

How to transfer money using IFSC BARB0MILAKX

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0MILAKX across all three.

NEFT to Bank of Baroda, MILAK BR., DIST. RAMPUR, U.P. using IFSC BARB0MILAKX

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0MILAKX, and confirm that the system picks up Bank of Baroda – MILAK BR., DIST. RAMPUR, U.P.. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MILAK BR., DIST. RAMPUR, U.P.

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's MILAK BR., DIST. RAMPUR, U.P. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0MILAKX while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda MILAK BR., DIST. RAMPUR, U.P. (IFSC BARB0MILAKX)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0MILAKX in your mobile or internet banking app, and the money is credited to the MILAK BR., DIST. RAMPUR, U.P. branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0MILAKX for Bank of Baroda – MILAK BR., DIST. RAMPUR, U.P., but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Milak Br., Dist. Rampur, U.P. branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BARB0MILAKX

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – MILAK BR., DIST. RAMPUR, U.P. is still mapped to IFSC BARB0MILAKX. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0MILAKX and the beneficiary's account number to complete the transfer.

Online banking and IFSC BARB0MILAKX

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the MILAK BR., DIST. RAMPUR, U.P. branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0MILAKX is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Milak Br., Dist. Rampur, U.P. branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0MILAKX for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – MILAK BR., DIST. RAMPUR, U.P.:

• The IFSC is exactly BARB0MILAKX with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and MILAK BR., DIST. RAMPUR, U.P. as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Milak Br., Dist. Rampur, U.P. branch

The branch is located at MILAK, DIST. RAMPUR, UTTAR PRADESH - 243 701., which puts it inside Milak, the broader Rampur district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Milak Br., Dist. Rampur, U.P. branch” — the verified location pin for IFSC BARB0MILAKX should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0MILAKX and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0MILAKX for Bank of Baroda – MILAK BR., DIST. RAMPUR, U.P., you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Milak Br., Dist. Rampur, U.P. are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0MILAKX continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0MILAKX is the IFSC code of Bank of Baroda, MILAK BR., DIST. RAMPUR, U.P. branch, in MILAK, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.