Use this page as a one-stop reference for everything related to Bank of Baroda's KAPIKAD branch in MENGALURU, KARNATAKA. The branch's IFSC code BARB0VJKAPI is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – KAPIKAD is BARB0VJKAPI. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VJKAPI map to this branch in MENGALURU, KARNATAKA.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Kapikad |
| IFSC Code | BARB0VJKAPI |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO G4G5G6, , POOJANA PALACE, BEJAI, , KAPIKAD, , MANGALORE , 575004 |
| City | Mengaluru |
| District | Dakshin Kannad |
| State | Karnataka |
| STD Code | 22 |
| Phone | 1800223344 |
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Kapikad branch in Mengaluru. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0VJKAPI.
About this branch
The branch is located at SHOP NO G4G5G6, , POOJANA PALACE, BEJAI, , KAPIKAD, , MANGALORE , 575004. It serves the Mengaluru region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJKAPI is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KAPIKAD branch came to be assigned the code BARB0VJKAPI.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJKAPI, money simply cannot be routed to the KAPIKAD branch electronically.
How to transfer money using IFSC BARB0VJKAPI
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJKAPI across all three.
NEFT to Bank of Baroda, KAPIKAD using IFSC BARB0VJKAPI
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJKAPI, and confirm that the system picks up Bank of Baroda – KAPIKAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0VJKAPI
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – KAPIKAD, ensure your bank's portal accepts IFSC BARB0VJKAPI while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda KAPIKAD (IFSC BARB0VJKAPI)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJKAPI in your mobile or internet banking app, and the money is credited to the KAPIKAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJKAPI for Bank of Baroda – KAPIKAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJKAPI | Yes – BARB0VJKAPI | Yes – BARB0VJKAPI |
For most retail customers crediting the Kapikad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's KAPIKAD branch, the IFSC BARB0VJKAPI is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Kapikad branch
Once you have an account at Bank of Baroda – KAPIKAD, the IFSC BARB0VJKAPI stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kapikad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJKAPI
MICR & cheque-truncation details
Cheques drawn on the Kapikad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJKAPI for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Kapikad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VJKAPI is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BARB0VJKAPI
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – KAPIKAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VJKAPI. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kapikad branch sits at SHOP NO G4G5G6, , POOJANA PALACE, BEJAI, , KAPIKAD, , MANGALORE , 575004. If you are travelling from outside Mengaluru, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJKAPI and your account number.
Verifying IFSC BARB0VJKAPI from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJKAPI by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kapikad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJKAPI, however, work 24x7.
Branch address & contact
Bank of BarodaKapikad Branch
SHOP NO G4G5G6, , POOJANA PALACE, BEJAI, , KAPIKAD, , MANGALORE , 575004
Mengaluru, Karnataka
Phone: 22-1800223344
IFSC: BARB0VJKAPI
Frequently asked questions
Is IFSC BARB0VJKAPI valid for NEFT and RTGS?
Yes. IFSC BARB0VJKAPI is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of Baroda Kapikad branch located?
Bank of Baroda's Kapikad branch is located at SHOP NO G4G5G6, , POOJANA PALACE, BEJAI, , KAPIKAD, , MANGALORE , 575004, Mengaluru, Karnataka.
What is the IFSC code of Bank of Baroda Kapikad branch?
The IFSC code of Bank of Baroda, Kapikad branch is BARB0VJKAPI. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC BARB0VJKAPI for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJKAPI to send funds instantly.
How do I add Bank of Baroda Kapikad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJKAPI, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bank of Baroda Kapikad branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Is IFSC BARB0VJKAPI the same for all accounts at Kapikad branch?
Yes. The IFSC BARB0VJKAPI is shared by every account held at Bank of Baroda's Kapikad branch. Only the account number changes from customer to customer.
Final notes
To recap: BARB0VJKAPI is the IFSC code of Bank of Baroda, KAPIKAD branch, in MENGALURU, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
