If you are searching for the IFSC code of Bank of Baroda, KAZHAKKOOTTAM branch in MENAMKULAM, KERALA, this page has every detail you need. The verified IFSC code for this branch is BARB0VJKAZH. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KAZHAKKOOTTAM branch, and detailed step-by-step guides for using the IFSC BARB0VJKAZH across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0VJKAZH is the IFSC of Bank of Baroda's KAZHAKKOOTTAM branch. The format is fixed: BARB = bank code, 0 = reserved, VJKAZH = branch identifier.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Kazhakkoottam branch in Menamkulam. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0VJKAZH.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Kazhakkoottam |
| IFSC Code | BARB0VJKAZH |
| MICR Code | Refer to cheque leaf |
| Branch Address | K P IV218 , MISSION HOSPITAL JUNCTION , KAZHAKKOOTTAM , THIRUVANANTHAPURAM , 695582 |
| City | Menamkulam |
| District | Thiruvananthapuram |
| State | Kerala |
| STD Code | 22 |
| Phone | 1800223344 |
Kazhakkoottam branch overview
Located at K P IV218 , MISSION HOSPITAL JUNCTION , KAZHAKKOOTTAM , THIRUVANANTHAPURAM , 695582, the Kazhakkoottam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0VJKAZH is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KAZHAKKOOTTAM branch came to be assigned the code BARB0VJKAZH.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJKAZH, money simply cannot be routed to the KAZHAKKOOTTAM branch electronically.
Products and account variants supported
Every account opened at the Kazhakkoottam branch is mapped to IFSC BARB0VJKAZH on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJKAZH.
Banking services available
The Kazhakkoottam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJKAZH
How to transfer money using IFSC BARB0VJKAZH
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJKAZH across all three.
How to use IFSC BARB0VJKAZH for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's KAZHAKKOOTTAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0VJKAZH.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as KAZHAKKOOTTAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0VJKAZH
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – KAZHAKKOOTTAM, ensure your bank's portal accepts IFSC BARB0VJKAZH while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – KAZHAKKOOTTAM, use IMPS. With IFSC BARB0VJKAZH and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kazhakkoottam
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0VJKAZH:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KAZHAKKOOTTAM is still linked to IFSC BARB0VJKAZH.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0VJKAZH
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – KAZHAKKOOTTAM is still mapped to IFSC BARB0VJKAZH. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJKAZH and the beneficiary's account number to complete the transfer.
Online banking and IFSC BARB0VJKAZH
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the KAZHAKKOOTTAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJKAZH is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Kazhakkoottam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJKAZH for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KAZHAKKOOTTAM:
- The IFSC is exactly BARB0VJKAZH with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and KAZHAKKOOTTAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kazhakkoottam branch
The branch is located at K P IV218 , MISSION HOSPITAL JUNCTION , KAZHAKKOOTTAM , THIRUVANANTHAPURAM , 695582, which puts it inside Menamkulam, the broader Thiruvananthapuram district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Kazhakkoottam branch” — the verified location pin for IFSC BARB0VJKAZH should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJKAZH and your account number.
Verifying IFSC BARB0VJKAZH from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJKAZH by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kazhakkoottam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJKAZH continue to work without interruption.
Branch address & contact
Bank of BarodaKazhakkoottam Branch
K P IV218 , MISSION HOSPITAL JUNCTION , KAZHAKKOOTTAM , THIRUVANANTHAPURAM , 695582
Menamkulam, Kerala
Phone: 22-1800223344
IFSC: BARB0VJKAZH
Frequently asked questions
How quickly will an NEFT transfer using BARB0VJKAZH be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Kazhakkoottam reflect within 30 minutes.
Does Bank of Baroda Kazhakkoottam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
What is the phone number of Bank of Baroda Kazhakkoottam branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Is IFSC BARB0VJKAZH the same for all accounts at Kazhakkoottam branch?
Yes. The IFSC BARB0VJKAZH is shared by every account held at Bank of Baroda's Kazhakkoottam branch. Only the account number changes from customer to customer.
What is the IFSC code of Bank of Baroda Kazhakkoottam branch?
The IFSC code of Bank of Baroda, Kazhakkoottam branch is BARB0VJKAZH. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BARB0VJKAZH valid for NEFT and RTGS?
Yes. IFSC BARB0VJKAZH is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of Baroda Kazhakkoottam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJKAZH, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kazhakkoottam branch but serve different purposes.
Summary
The IFSC code BARB0VJKAZH belongs to Bank of Baroda's KAZHAKKOOTTAM branch, located at K P IV218 , MISSION HOSPITAL JUNCTION , KAZHAKKOOTTAM , THIRUVANANTHAPURAM ,… in MENAMKULAM, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
