Use this page as a one-stop reference for everything related to Bank of Baroda's SPECIALISED NRI BRANCH branch in MEMNAGAR, GUJARAT. The branch's IFSC code BARB0NRIAHM is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0NRIAHM is the IFSC of Bank of Baroda's SPECIALISED NRI BRANCH branch. The format is fixed: BARB = bank code, 0 = reserved, NRIAHM = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Specialised NRI Branch |
| IFSC Code | BARB0NRIAHM |
| MICR Code | Refer to cheque leaf |
| Branch Address | 28 AKSHAR ARCADE OPP MEMNAGAR FIRE STATION AHMEDABAD GUJARAT-380009 |
| City | Memnagar |
| District | Ahmadabad |
| State | Gujarat |
| Phone | 1800223344 |
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Specialised NRI Branch branch in Memnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0NRIAHM.
About this branch
The branch is located at 28 AKSHAR ARCADE OPP MEMNAGAR FIRE STATION AHMEDABAD GUJARAT-380009. It serves the Memnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0NRIAHM is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SPECIALISED NRI BRANCH of Bank of Baroda — its own 11-character IFSC. The code BARB0NRIAHM is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0NRIAHM the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0NRIAHM
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0NRIAHM across all three.
NEFT to Bank of Baroda, SPECIALISED NRI BRANCH using IFSC BARB0NRIAHM
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0NRIAHM, and confirm that the system picks up Bank of Baroda – SPECIALISED NRI BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0NRIAHM
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – SPECIALISED NRI BRANCH, ensure your bank's portal accepts IFSC BARB0NRIAHM while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda SPECIALISED NRI BRANCH (IFSC BARB0NRIAHM)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0NRIAHM in your mobile or internet banking app, and the money is credited to the SPECIALISED NRI BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0NRIAHM for Bank of Baroda – SPECIALISED NRI BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0NRIAHM | Yes – BARB0NRIAHM | Yes – BARB0NRIAHM |
For most retail customers crediting the Specialised NRI Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0NRIAHM
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – SPECIALISED NRI BRANCH is still mapped to IFSC BARB0NRIAHM. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0NRIAHM and the beneficiary's account number to complete the transfer.
Account types you can open at the Specialised NRI Branch branch
Once you have an account at Bank of Baroda – SPECIALISED NRI BRANCH, the IFSC BARB0NRIAHM stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Specialised NRI Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0NRIAHM
MICR & cheque-truncation details
Cheques drawn on the Specialised NRI Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0NRIAHM for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BARB0NRIAHM
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the SPECIALISED NRI BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0NRIAHM is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – SPECIALISED NRI BRANCH:
- The IFSC is exactly BARB0NRIAHM with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and SPECIALISED NRI BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Specialised NRI Branch branch sits at 28 AKSHAR ARCADE OPP MEMNAGAR FIRE STATION AHMEDABAD GUJARAT-380009. If you are travelling from outside Memnagar, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0NRIAHM and your account number.
Verifying IFSC BARB0NRIAHM from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0NRIAHM by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Specialised NRI Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0NRIAHM, however, work 24x7.
Branch address & contact
Bank of BarodaSpecialised NRI Branch Branch
28 AKSHAR ARCADE OPP MEMNAGAR FIRE STATION AHMEDABAD GUJARAT-380009
Memnagar, Gujarat
Phone: 1800223344
IFSC: BARB0NRIAHM
Frequently asked questions
How quickly will an NEFT transfer using BARB0NRIAHM be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Specialised NRI Branch reflect within 30 minutes.
Is IFSC BARB0NRIAHM valid for NEFT and RTGS?
Yes. IFSC BARB0NRIAHM is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC BARB0NRIAHM for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0NRIAHM to send funds instantly.
Where is Bank of Baroda Specialised NRI Branch branch located?
Bank of Baroda's Specialised NRI Branch branch is located at 28 AKSHAR ARCADE OPP MEMNAGAR FIRE STATION AHMEDABAD GUJARAT-380009, Memnagar, Gujarat.
Does Bank of Baroda Specialised NRI Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
What is the IFSC code of Bank of Baroda Specialised NRI Branch branch?
The IFSC code of Bank of Baroda, Specialised NRI Branch branch is BARB0NRIAHM. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bank of Baroda Specialised NRI Branch branch?
You can reach the branch at 1800223344 during regular banking hours.
How do I add Bank of Baroda Specialised NRI Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0NRIAHM, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BARB0NRIAHM belongs to Bank of Baroda's SPECIALISED NRI BRANCH branch, located at 28 AKSHAR ARCADE OPP MEMNAGAR FIRE STATION AHMEDABAD GUJARAT-380009 in MEMNAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
