Use this page as a one-stop reference for everything related to Bank of Baroda's MARETHA branch in MANEJA, GUJARAT. The branch's IFSC code BARB0MARETH is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's MARETHA branch, the IFSC BARB0MARETH breaks down as follows: BARB identifies the bank, 0 is the reserved character, and MARETH identifies this particular branch.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Maretha branch — IFSC BARB0MARETH — extends the bank's services to customers in and around Maneja, Gujarat.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Maretha |
| IFSC Code | BARB0MARETH |
| MICR Code | Refer to cheque leaf |
| Branch Address | MARETHA PATEL FALIYA ROAD MARETHA MANEJA VADODARA GUJARAT 390013 |
| City | Maneja |
| District | Vadodara |
| State | Gujarat |
| Phone | 1800223344 |
About this branch
The branch is located at MARETHA PATEL FALIYA ROAD MARETHA MANEJA VADODARA GUJARAT 390013. It serves the Maneja region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0MARETH is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MARETHA of Bank of Baroda — its own 11-character IFSC. The code BARB0MARETH is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0MARETH the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Maretha branch is mapped to IFSC BARB0MARETH on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0MARETH.
Banking services available
The Maretha branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0MARETH
How to transfer money using IFSC BARB0MARETH
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0MARETH across all three.
NEFT to Bank of Baroda, MARETHA using IFSC BARB0MARETH
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0MARETH, and confirm that the system picks up Bank of Baroda – MARETHA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MARETHA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's MARETHA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0MARETH while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – MARETHA, use IMPS. With IFSC BARB0MARETH and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0MARETH for Bank of Baroda – MARETHA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0MARETH | Yes – BARB0MARETH | Yes – BARB0MARETH |
For most retail customers crediting the Maretha branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0MARETH
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – MARETHA is still mapped to IFSC BARB0MARETH. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0MARETH and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Maretha branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0MARETH is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0MARETH and the account number together uniquely identify the Maretha branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BARB0MARETH
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – MARETHA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0MARETH. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Maretha branch sits at MARETHA PATEL FALIYA ROAD MARETHA MANEJA VADODARA GUJARAT 390013. If you are travelling from outside Maneja, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0MARETH and your account number.
Verifying IFSC BARB0MARETH from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0MARETH by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Maretha branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0MARETH, however, work 24x7.
Branch address & contact
Bank of BarodaMaretha Branch
MARETHA PATEL FALIYA ROAD MARETHA MANEJA VADODARA GUJARAT 390013
Maneja, Gujarat
Phone: 1800223344
IFSC: BARB0MARETH
Frequently asked questions
What is the phone number of Bank of Baroda Maretha branch?
You can reach the branch at 1800223344 during regular banking hours.
How quickly will an NEFT transfer using BARB0MARETH be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Maretha reflect within 30 minutes.
Where is Bank of Baroda Maretha branch located?
Bank of Baroda's Maretha branch is located at MARETHA PATEL FALIYA ROAD MARETHA MANEJA VADODARA GUJARAT 390013, Maneja, Gujarat.
What is the IFSC code of Bank of Baroda Maretha branch?
The IFSC code of Bank of Baroda, Maretha branch is BARB0MARETH. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of Baroda Maretha as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0MARETH, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Maretha branch but serve different purposes.
Summary
The IFSC code BARB0MARETH belongs to Bank of Baroda's MARETHA branch, located at MARETHA PATEL FALIYA ROAD MARETHA MANEJA VADODARA GUJARAT 390013 in MANEJA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
