If you are searching for the IFSC code of Bank of Baroda, MALAPPURAM branch in MALAPPURAM, KERALA, this page has every detail you need. The verified IFSC code for this branch is BARB0VJMALP. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MALAPPURAM branch, and detailed step-by-step guides for using the IFSC BARB0VJMALP across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – MALAPPURAM is BARB0VJMALP. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VJMALP map to this branch in MALAPPURAM, KERALA.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Malappuram branch in Malappuram. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0VJMALP.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Malappuram |
| IFSC Code | BARB0VJMALP |
| MICR Code | Refer to cheque leaf |
| Branch Address | P B NO 4 , PERIENTALMANNA ROAD , MALAPPURAM , MALAPPURAM , 676505 |
| City | Malappuram |
| District | Malappuram |
| State | Kerala |
| STD Code | 22 |
| Phone | 1800223344 |
Malappuram branch overview
Located at P B NO 4 , PERIENTALMANNA ROAD , MALAPPURAM , MALAPPURAM , 676505, the Malappuram branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0VJMALP is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's MALAPPURAM branch came to be assigned the code BARB0VJMALP.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJMALP, money simply cannot be routed to the MALAPPURAM branch electronically.
Products and account variants supported
Every account opened at the Malappuram branch is mapped to IFSC BARB0VJMALP on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJMALP.
Banking services available
The Malappuram branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJMALP
How to transfer money using IFSC BARB0VJMALP
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJMALP across all three.
NEFT to Bank of Baroda, MALAPPURAM using IFSC BARB0VJMALP
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJMALP, and confirm that the system picks up Bank of Baroda – MALAPPURAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MALAPPURAM
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's MALAPPURAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJMALP while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda MALAPPURAM (IFSC BARB0VJMALP)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJMALP in your mobile or internet banking app, and the money is credited to the MALAPPURAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJMALP for Bank of Baroda – MALAPPURAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJMALP | Yes – BARB0VJMALP | Yes – BARB0VJMALP |
For most retail customers crediting the Malappuram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's MALAPPURAM branch, the IFSC BARB0VJMALP is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Malappuram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VJMALP is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJMALP and the account number together uniquely identify the Malappuram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – MALAPPURAM:
- The IFSC is exactly BARB0VJMALP with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and MALAPPURAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Malappuram branch sits at P B NO 4 , PERIENTALMANNA ROAD , MALAPPURAM , MALAPPURAM , 676505. If you are travelling from outside Malappuram, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJMALP and your account number.
Verifying IFSC BARB0VJMALP from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJMALP by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Malappuram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJMALP, however, work 24x7.
Branch address & contact
Bank of BarodaMalappuram Branch
P B NO 4 , PERIENTALMANNA ROAD , MALAPPURAM , MALAPPURAM , 676505
Malappuram, Kerala
Phone: 22-1800223344
IFSC: BARB0VJMALP
Frequently asked questions
Does Bank of Baroda Malappuram branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Can I use IFSC BARB0VJMALP for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJMALP to send funds instantly.
Is IFSC BARB0VJMALP valid for NEFT and RTGS?
Yes. IFSC BARB0VJMALP is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of Baroda Malappuram branch located?
Bank of Baroda's Malappuram branch is located at P B NO 4 , PERIENTALMANNA ROAD , MALAPPURAM , MALAPPURAM , 676505, Malappuram, Kerala.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Malappuram branch but serve different purposes.
Is IFSC BARB0VJMALP the same for all accounts at Malappuram branch?
Yes. The IFSC BARB0VJMALP is shared by every account held at Bank of Baroda's Malappuram branch. Only the account number changes from customer to customer.
Summary
The IFSC code BARB0VJMALP belongs to Bank of Baroda's MALAPPURAM branch, located at P B NO 4 , PERIENTALMANNA ROAD , MALAPPURAM , MALAPPURAM , 676505 in MALAPPURAM, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
