This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, MAHASAMUND branch in MAHASAMUND. The 11-digit IFSC BARB0VJMASA uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the MAHASAMUND location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0VJMASA is the IFSC of Bank of Baroda's MAHASAMUND branch. The format is fixed: BARB = bank code, 0 = reserved, VJMASA = branch identifier.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mahasamund branch in Mahasamund, Chhattisgarh is part of this network and uses the IFSC code BARB0VJMASA for all electronic settlement.
About this branch
The branch is located at WARD NO9, STATION ROAD , OPP PINCHA DHARMASHALA , MAHASAMUND POST DIST , MAHASAMUND , 493445. It serves the Mahasamund region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJMASA is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Mahasamund |
| IFSC Code | BARB0VJMASA |
| MICR Code | Refer to cheque leaf |
| Branch Address | WARD NO9, STATION ROAD , OPP PINCHA DHARMASHALA , MAHASAMUND POST DIST , MAHASAMUND , 493445 |
| City | Mahasamund |
| District | Mahasamund |
| State | Chhattisgarh |
| STD Code | 22 |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's MAHASAMUND branch came to be assigned the code BARB0VJMASA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJMASA, money simply cannot be routed to the MAHASAMUND branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Mahasamund branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJMASA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0VJMASA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJMASA across all three.
NEFT to Bank of Baroda, MAHASAMUND using IFSC BARB0VJMASA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJMASA, and confirm that the system picks up Bank of Baroda – MAHASAMUND. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MAHASAMUND
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's MAHASAMUND branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJMASA while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – MAHASAMUND, use IMPS. With IFSC BARB0VJMASA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Mahasamund
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0VJMASA:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MAHASAMUND is still linked to IFSC BARB0VJMASA.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0VJMASA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – MAHASAMUND is still mapped to IFSC BARB0VJMASA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJMASA and the beneficiary's account number to complete the transfer.
Account types you can open at the Mahasamund branch
Once you have an account at Bank of Baroda – MAHASAMUND, the IFSC BARB0VJMASA stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Mahasamund branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJMASA
Digital banking channels
Most day-to-day work that customers used to do at the Mahasamund branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VJMASA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Mahasamund branch
The branch is located at WARD NO9, STATION ROAD , OPP PINCHA DHARMASHALA , MAHASAMUND POST DIST , MAHASAMUND , 493445, which puts it inside Mahasamund, the broader Mahasamund district, and the state of Chhattisgarh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Mahasamund branch” — the verified location pin for IFSC BARB0VJMASA should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJMASA and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – MAHASAMUND:
- The IFSC is exactly BARB0VJMASA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and MAHASAMUND as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Mahasamund are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJMASA continue to work without interruption.
Verifying IFSC BARB0VJMASA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJMASA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaMahasamund Branch
WARD NO9, STATION ROAD , OPP PINCHA DHARMASHALA , MAHASAMUND POST DIST , MAHASAMUND , 493445
Mahasamund, Chhattisgarh
Phone: 22-1800223344
IFSC: BARB0VJMASA
Frequently asked questions
What is the IFSC code of Bank of Baroda Mahasamund branch?
The IFSC code of Bank of Baroda, Mahasamund branch is BARB0VJMASA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Bank of Baroda Mahasamund branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Can I use IFSC BARB0VJMASA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJMASA to send funds instantly.
Is IFSC BARB0VJMASA valid for NEFT and RTGS?
Yes. IFSC BARB0VJMASA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of Baroda Mahasamund branch?
You can reach the branch at 22-1800223344 during regular banking hours.
How quickly will an NEFT transfer using BARB0VJMASA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Mahasamund reflect within 30 minutes.
Where is Bank of Baroda Mahasamund branch located?
Bank of Baroda's Mahasamund branch is located at WARD NO9, STATION ROAD , OPP PINCHA DHARMASHALA , MAHASAMUND POST DIST , MAHASAMUND , 493445, Mahasamund, Chhattisgarh.
How do I add Bank of Baroda Mahasamund as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJMASA, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BARB0VJMASA belongs to Bank of Baroda's MAHASAMUND branch, located at WARD NO9, STATION ROAD , OPP PINCHA DHARMASHALA , MAHASAMUND POST DIST ,… in MAHASAMUND, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
