This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, MACHILIPATNAM branch in MACHILIPATNAM. The 11-digit IFSC BARB0VJMACP uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the MACHILIPATNAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – MACHILIPATNAM is BARB0VJMACP. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VJMACP map to this branch in MACHILIPATNAM, ANDHRA PRADESH.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Machilipatnam branch — IFSC BARB0VJMACP — extends the bank's services to customers in and around Machilipatnam, Andhra Pradesh.
About the Machilipatnam branch
The Machilipatnam branch of Bank of Baroda is situated at DOOR NO.11679 , JAGANNADHAPURAM , MACHILIPATNAM,KRISHNA DIST , MACHILIPATNAM , 521001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0VJMACP is used.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Machilipatnam |
| IFSC Code | BARB0VJMACP |
| MICR Code | Refer to cheque leaf |
| Branch Address | DOOR NO.11679 , JAGANNADHAPURAM , MACHILIPATNAM,KRISHNA DIST , MACHILIPATNAM , 521001 |
| City | Machilipatnam |
| District | Krishna |
| State | Andhra Pradesh |
| STD Code | 22 |
| Phone | 1800223344 |
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MACHILIPATNAM of Bank of Baroda — its own 11-character IFSC. The code BARB0VJMACP is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VJMACP the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJMACP and the account number together uniquely identify the Machilipatnam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0VJMACP
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJMACP across all three.
NEFT to Bank of Baroda, MACHILIPATNAM using IFSC BARB0VJMACP
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJMACP, and confirm that the system picks up Bank of Baroda – MACHILIPATNAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MACHILIPATNAM
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's MACHILIPATNAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJMACP while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda MACHILIPATNAM (IFSC BARB0VJMACP)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJMACP in your mobile or internet banking app, and the money is credited to the MACHILIPATNAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJMACP for Bank of Baroda – MACHILIPATNAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJMACP | Yes – BARB0VJMACP | Yes – BARB0VJMACP |
For most retail customers crediting the Machilipatnam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0VJMACP
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – MACHILIPATNAM is still mapped to IFSC BARB0VJMACP. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJMACP and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Machilipatnam branch is mapped to IFSC BARB0VJMACP on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJMACP.
Banking services available
The Machilipatnam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJMACP
Digital banking channels
Most day-to-day work that customers used to do at the Machilipatnam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VJMACP is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Machilipatnam branch
The branch is located at DOOR NO.11679 , JAGANNADHAPURAM , MACHILIPATNAM,KRISHNA DIST , MACHILIPATNAM , 521001, which puts it inside Machilipatnam, the broader Krishna district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Machilipatnam branch” — the verified location pin for IFSC BARB0VJMACP should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJMACP and your account number.
Common mistakes to avoid when using IFSC BARB0VJMACP
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – MACHILIPATNAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VJMACP. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Machilipatnam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJMACP continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0VJMACP for Bank of Baroda – MACHILIPATNAM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of BarodaMachilipatnam Branch
DOOR NO.11679 , JAGANNADHAPURAM , MACHILIPATNAM,KRISHNA DIST , MACHILIPATNAM , 521001
Machilipatnam, Andhra Pradesh
Phone: 22-1800223344
IFSC: BARB0VJMACP
Frequently asked questions
How do I add Bank of Baroda Machilipatnam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJMACP, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of Baroda Machilipatnam branch located?
Bank of Baroda's Machilipatnam branch is located at DOOR NO.11679 , JAGANNADHAPURAM , MACHILIPATNAM,KRISHNA DIST , MACHILIPATNAM , 521001, Machilipatnam, Andhra Pradesh.
Can I use IFSC BARB0VJMACP for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJMACP to send funds instantly.
Is IFSC BARB0VJMACP valid for NEFT and RTGS?
Yes. IFSC BARB0VJMACP is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Bank of Baroda Machilipatnam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Machilipatnam branch but serve different purposes.
Is IFSC BARB0VJMACP the same for all accounts at Machilipatnam branch?
Yes. The IFSC BARB0VJMACP is shared by every account held at Bank of Baroda's Machilipatnam branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Baroda Machilipatnam branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Summary
The IFSC code BARB0VJMACP belongs to Bank of Baroda's MACHILIPATNAM branch, located at DOOR NO.11679 , JAGANNADHAPURAM , MACHILIPATNAM,KRISHNA DIST , MACHILIPATNAM ,… in MACHILIPATNAM, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
