This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, MACHILIPATNAM A.P. branch in MACHILIPATNAM. The 11-digit IFSC BARB0MACHIL uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the MACHILIPATNAM A.P. location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's MACHILIPATNAM A.P. branch, the IFSC BARB0MACHIL breaks down as follows: BARB identifies the bank, 0 is the reserved character, and MACHIL identifies this particular branch.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Machilipatnam a.P. branch — IFSC BARB0MACHIL — extends the bank's services to customers in and around Machilipatnam, Andhra Pradesh.
About the Machilipatnam a.P. branch
The Machilipatnam a.P. branch of Bank of Baroda is situated at OPP FIRE STATION MAIN ROAD MACHILIPATNAM A P 521 001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0MACHIL is used.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Machilipatnam a.P. |
| IFSC Code | BARB0MACHIL |
| MICR Code | Refer to cheque leaf |
| Branch Address | OPP FIRE STATION MAIN ROAD MACHILIPATNAM A P 521 001 |
| City | Machilipatnam |
| District | Krishna |
| State | Andhra Pradesh |
| Phone | 1800223344 |
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MACHILIPATNAM A.P. of Bank of Baroda — its own 11-character IFSC. The code BARB0MACHIL is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0MACHIL the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0MACHIL and the account number together uniquely identify the Machilipatnam a.P. branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0MACHIL
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0MACHIL across all three.
How to use IFSC BARB0MACHIL for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's MACHILIPATNAM A.P. branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0MACHIL.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as MACHILIPATNAM A.P..
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0MACHIL
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – MACHILIPATNAM A.P., ensure your bank's portal accepts IFSC BARB0MACHIL while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda MACHILIPATNAM A.P. (IFSC BARB0MACHIL)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0MACHIL in your mobile or internet banking app, and the money is credited to the MACHILIPATNAM A.P. branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Machilipatnam a.P.
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0MACHIL:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MACHILIPATNAM A.P. is still linked to IFSC BARB0MACHIL.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0MACHIL
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – MACHILIPATNAM A.P. is still mapped to IFSC BARB0MACHIL. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0MACHIL and the beneficiary's account number to complete the transfer.
Account types you can open at the Machilipatnam a.P. branch
Once you have an account at Bank of Baroda – MACHILIPATNAM A.P., the IFSC BARB0MACHIL stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Machilipatnam a.P. branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0MACHIL
Digital banking channels
Most day-to-day work that customers used to do at the Machilipatnam a.P. branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0MACHIL is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Machilipatnam a.P. branch sits at OPP FIRE STATION MAIN ROAD MACHILIPATNAM A P 521 001. If you are travelling from outside Machilipatnam, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0MACHIL and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – MACHILIPATNAM A.P.:
- The IFSC is exactly BARB0MACHIL with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and MACHILIPATNAM A.P. as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Machilipatnam a.P. branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0MACHIL, however, work 24x7.
Verifying IFSC BARB0MACHIL from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0MACHIL by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaMachilipatnam a.P. Branch
OPP FIRE STATION MAIN ROAD MACHILIPATNAM A P 521 001
Machilipatnam, Andhra Pradesh
Phone: 1800223344
IFSC: BARB0MACHIL
Frequently asked questions
Is IFSC BARB0MACHIL valid for NEFT and RTGS?
Yes. IFSC BARB0MACHIL is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BARB0MACHIL the same for all accounts at Machilipatnam a.P. branch?
Yes. The IFSC BARB0MACHIL is shared by every account held at Bank of Baroda's Machilipatnam a.P. branch. Only the account number changes from customer to customer.
Where is Bank of Baroda Machilipatnam a.P. branch located?
Bank of Baroda's Machilipatnam a.P. branch is located at OPP FIRE STATION MAIN ROAD MACHILIPATNAM A P 521 001, Machilipatnam, Andhra Pradesh.
How do I add Bank of Baroda Machilipatnam a.P. as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0MACHIL, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BARB0MACHIL for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0MACHIL to send funds instantly.
How quickly will an NEFT transfer using BARB0MACHIL be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Machilipatnam a.P. reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Machilipatnam a.P. branch but serve different purposes.
What is the phone number of Bank of Baroda Machilipatnam a.P. branch?
You can reach the branch at 1800223344 during regular banking hours.
Summary
The IFSC code BARB0MACHIL belongs to Bank of Baroda's MACHILIPATNAM A.P. branch, located at OPP FIRE STATION MAIN ROAD MACHILIPATNAM A P 521 001 in MACHILIPATNAM, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
