If you are searching for the IFSC code of Bank of Baroda, JAUNPUR,MACHHALISHAHAR,UTTAR PRADESH branch in MACHHALISHAHAR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0MACHHA. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JAUNPUR,MACHHALISHAHAR,UTTAR PRADESH branch, and detailed step-by-step guides for using the IFSC BARB0MACHHA across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's JAUNPUR,MACHHALISHAHAR,UTTAR PRADESH branch, the IFSC BARB0MACHHA breaks down as follows: BARB identifies the bank, 0 is the reserved character, and MACHHA identifies this particular branch.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jaunpur,Machhalishahar,Uttar Pradesh branch in Machhalishahar, Uttar Pradesh is part of this network and uses the IFSC code BARB0MACHHA for all electronic settlement.
About the Jaunpur,Machhalishahar,Uttar Pradesh branch
The Jaunpur,Machhalishahar,Uttar Pradesh branch of Bank of Baroda is situated at PHOOL KA CHUNGI CHAURAHA,MARIAHU ROAD,MACHHALISHAHAR,DIST JAUNPUR,MACHHALISHAHAR,UTTARPRADESH 222143. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0MACHHA is used.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Jaunpur,Machhalishahar,Uttar Pradesh |
| IFSC Code | BARB0MACHHA |
| MICR Code | Refer to cheque leaf |
| Branch Address | PHOOL KA CHUNGI CHAURAHA,MARIAHU ROAD,MACHHALISHAHAR,DIST JAUNPUR,MACHHALISHAHAR,UTTARPRADESH 222143 |
| City | Machhalishahar |
| District | Jaunpur |
| State | Uttar Pradesh |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's JAUNPUR,MACHHALISHAHAR,UTTAR PRADESH branch came to be assigned the code BARB0MACHHA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0MACHHA, money simply cannot be routed to the JAUNPUR,MACHHALISHAHAR,UTTAR PRADESH branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Jaunpur,Machhalishahar,Uttar Pradesh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0MACHHA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0MACHHA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0MACHHA across all three.
NEFT to Bank of Baroda, JAUNPUR,MACHHALISHAHAR,UTTAR PRADESH using IFSC BARB0MACHHA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0MACHHA, and confirm that the system picks up Bank of Baroda – JAUNPUR,MACHHALISHAHAR,UTTAR PRADESH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JAUNPUR,MACHHALISHAHAR,UTTAR PRADESH
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's JAUNPUR,MACHHALISHAHAR,UTTAR PRADESH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0MACHHA while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – JAUNPUR,MACHHALISHAHAR,UTTAR PRADESH, use IMPS. With IFSC BARB0MACHHA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0MACHHA for Bank of Baroda – JAUNPUR,MACHHALISHAHAR,UTTAR PRADESH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0MACHHA | Yes – BARB0MACHHA | Yes – BARB0MACHHA |
For most retail customers crediting the Jaunpur,Machhalishahar,Uttar Pradesh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's JAUNPUR,MACHHALISHAHAR,UTTAR PRADESH branch, the IFSC BARB0MACHHA is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Jaunpur,Machhalishahar,Uttar Pradesh branch is mapped to IFSC BARB0MACHHA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0MACHHA.
Products and services
Customers walking into the Jaunpur,Machhalishahar,Uttar Pradesh branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0MACHHA
Digital banking channels
Most day-to-day work that customers used to do at the Jaunpur,Machhalishahar,Uttar Pradesh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0MACHHA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Jaunpur,Machhalishahar,Uttar Pradesh branch sits at PHOOL KA CHUNGI CHAURAHA,MARIAHU ROAD,MACHHALISHAHAR,DIST JAUNPUR,MACHHALISHAHAR,UTTARPRADESH 222143. If you are travelling from outside Machhalishahar, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0MACHHA and your account number.
Common mistakes to avoid when using IFSC BARB0MACHHA
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – JAUNPUR,MACHHALISHAHAR,UTTAR PRADESH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0MACHHA. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jaunpur,Machhalishahar,Uttar Pradesh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0MACHHA, however, work 24x7.
Verifying IFSC BARB0MACHHA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0MACHHA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaJaunpur,Machhalishahar,Uttar Pradesh Branch
PHOOL KA CHUNGI CHAURAHA,MARIAHU ROAD,MACHHALISHAHAR,DIST JAUNPUR,MACHHALISHAHAR,UTTARPRADESH 222143
Machhalishahar, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0MACHHA
Frequently asked questions
How do I add Bank of Baroda Jaunpur,Machhalishahar,Uttar Pradesh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0MACHHA, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0MACHHA the same for all accounts at Jaunpur,Machhalishahar,Uttar Pradesh branch?
Yes. The IFSC BARB0MACHHA is shared by every account held at Bank of Baroda's Jaunpur,Machhalishahar,Uttar Pradesh branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BARB0MACHHA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Jaunpur,Machhalishahar,Uttar Pradesh reflect within 30 minutes.
What is the phone number of Bank of Baroda Jaunpur,Machhalishahar,Uttar Pradesh branch?
You can reach the branch at 1800223344 during regular banking hours.
Does Bank of Baroda Jaunpur,Machhalishahar,Uttar Pradesh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jaunpur,Machhalishahar,Uttar Pradesh branch but serve different purposes.
What is the IFSC code of Bank of Baroda Jaunpur,Machhalishahar,Uttar Pradesh branch?
The IFSC code of Bank of Baroda, Jaunpur,Machhalishahar,Uttar Pradesh branch is BARB0MACHHA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC BARB0MACHHA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0MACHHA to send funds instantly.
Final notes
To recap: BARB0MACHHA is the IFSC code of Bank of Baroda, JAUNPUR,MACHHALISHAHAR,UTTAR PRADESH branch, in MACHHALISHAHAR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
