If you are searching for the IFSC code of Bank of Baroda, VIBHAV KHAND - GOMTINAGAR branch in LUCKNOW, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0VJVIBH. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VIBHAV KHAND - GOMTINAGAR branch, and detailed step-by-step guides for using the IFSC BARB0VJVIBH across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's VIBHAV KHAND - GOMTINAGAR branch, the IFSC BARB0VJVIBH breaks down as follows: BARB identifies the bank, 0 is the reserved character, and VJVIBH identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Vibhav Khand - Gomtinagar |
| IFSC Code | BARB0VJVIBH |
| MICR Code | Refer to cheque leaf |
| Branch Address | 4756, VIBHAV KHAND, , GOMTINAGAR, , LUCKNOW, , LUCKNOW , 226010 |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| STD Code | 22 |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vibhav Khand - Gomtinagar branch in Lucknow, Uttar Pradesh is part of this network and uses the IFSC code BARB0VJVIBH for all electronic settlement.
About this branch
The branch is located at 4756, VIBHAV KHAND, , GOMTINAGAR, , LUCKNOW, , LUCKNOW , 226010. It serves the Lucknow region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJVIBH is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VIBHAV KHAND - GOMTINAGAR of Bank of Baroda — its own 11-character IFSC. The code BARB0VJVIBH is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VJVIBH the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0VJVIBH
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJVIBH across all three.
NEFT to Bank of Baroda, VIBHAV KHAND - GOMTINAGAR using IFSC BARB0VJVIBH
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJVIBH, and confirm that the system picks up Bank of Baroda – VIBHAV KHAND - GOMTINAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to VIBHAV KHAND - GOMTINAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's VIBHAV KHAND - GOMTINAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJVIBH while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda VIBHAV KHAND - GOMTINAGAR (IFSC BARB0VJVIBH)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJVIBH in your mobile or internet banking app, and the money is credited to the VIBHAV KHAND - GOMTINAGAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Vibhav Khand - Gomtinagar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0VJVIBH:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VIBHAV KHAND - GOMTINAGAR is still linked to IFSC BARB0VJVIBH.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's VIBHAV KHAND - GOMTINAGAR branch, the IFSC BARB0VJVIBH is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Vibhav Khand - Gomtinagar branch is mapped to IFSC BARB0VJVIBH on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJVIBH.
Banking services available
The Vibhav Khand - Gomtinagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJVIBH
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJVIBH and the account number together uniquely identify the Vibhav Khand - Gomtinagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BARB0VJVIBH
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the VIBHAV KHAND - GOMTINAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJVIBH is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BARB0VJVIBH
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – VIBHAV KHAND - GOMTINAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VJVIBH. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Vibhav Khand - Gomtinagar branch sits at 4756, VIBHAV KHAND, , GOMTINAGAR, , LUCKNOW, , LUCKNOW , 226010. If you are travelling from outside Lucknow, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJVIBH and your account number.
Verifying IFSC BARB0VJVIBH from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJVIBH by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Vibhav Khand - Gomtinagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJVIBH continue to work without interruption.
Branch address & contact
Bank of BarodaVibhav Khand - Gomtinagar Branch
4756, VIBHAV KHAND, , GOMTINAGAR, , LUCKNOW, , LUCKNOW , 226010
Lucknow, Uttar Pradesh
Phone: 22-1800223344
IFSC: BARB0VJVIBH
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vibhav Khand - Gomtinagar branch but serve different purposes.
What is the IFSC code of Bank of Baroda Vibhav Khand - Gomtinagar branch?
The IFSC code of Bank of Baroda, Vibhav Khand - Gomtinagar branch is BARB0VJVIBH. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BARB0VJVIBH the same for all accounts at Vibhav Khand - Gomtinagar branch?
Yes. The IFSC BARB0VJVIBH is shared by every account held at Bank of Baroda's Vibhav Khand - Gomtinagar branch. Only the account number changes from customer to customer.
How do I add Bank of Baroda Vibhav Khand - Gomtinagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJVIBH, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BARB0VJVIBH for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJVIBH to send funds instantly.
What is the phone number of Bank of Baroda Vibhav Khand - Gomtinagar branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Is IFSC BARB0VJVIBH valid for NEFT and RTGS?
Yes. IFSC BARB0VJVIBH is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Bank of Baroda Vibhav Khand - Gomtinagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Final notes
To recap: BARB0VJVIBH is the IFSC code of Bank of Baroda, VIBHAV KHAND - GOMTINAGAR branch, in LUCKNOW, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
