IFSC Code of Bank of Baroda, Shakti Nagar,Lucknow,Up Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Bank of Baroda's SHAKTI NAGAR,LUCKNOW,UP branch in LUCKNOW, UTTAR PRADESH. The branch's IFSC code BARB0SHALUC is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – SHAKTI NAGAR,LUCKNOW,UP is BARB0SHALUC. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SHALUC map to this branch in LUCKNOW, UTTAR PRADESH.

Branch details at a glance

About Bank of Baroda

Bank of Baroda operates a wide network of branches across India, including the Shakti Nagar,Lucknow,Up branch in Lucknow. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0SHALUC.

About the Shakti Nagar,Lucknow,Up branch

The Shakti Nagar,Lucknow,Up branch of Bank of Baroda is situated at HARSHITA COMPLEX,NEAR KUKRAIL PUL,SHAKTI NAGAR,FAIZABAD ROAD,LUCKNOW,UP - 226106.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0SHALUC is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's SHAKTI NAGAR,LUCKNOW,UP branch came to be assigned the code BARB0SHALUC.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0SHALUC, money simply cannot be routed to the SHAKTI NAGAR,LUCKNOW,UP branch electronically.

How to transfer money using IFSC BARB0SHALUC

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0SHALUC across all three.

NEFT to Bank of Baroda, SHAKTI NAGAR,LUCKNOW,UP using IFSC BARB0SHALUC

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0SHALUC, and confirm that the system picks up Bank of Baroda – SHAKTI NAGAR,LUCKNOW,UP. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SHAKTI NAGAR,LUCKNOW,UP

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's SHAKTI NAGAR,LUCKNOW,UP branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0SHALUC while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – SHAKTI NAGAR,LUCKNOW,UP, use IMPS. With IFSC BARB0SHALUC and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0SHALUC for Bank of Baroda – SHAKTI NAGAR,LUCKNOW,UP, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shakti Nagar,Lucknow,Up branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's SHAKTI NAGAR,LUCKNOW,UP branch, the IFSC BARB0SHALUC is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Shakti Nagar,Lucknow,Up branch

Once you have an account at Bank of Baroda – SHAKTI NAGAR,LUCKNOW,UP, the IFSC BARB0SHALUC stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Shakti Nagar,Lucknow,Up branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0SHALUC

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0SHALUC and the account number together uniquely identify the Shakti Nagar,Lucknow,Up branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Shakti Nagar,Lucknow,Up branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0SHALUC is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – SHAKTI NAGAR,LUCKNOW,UP:

• The IFSC is exactly BARB0SHALUC with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and SHAKTI NAGAR,LUCKNOW,UP as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Shakti Nagar,Lucknow,Up branch sits at HARSHITA COMPLEX,NEAR KUKRAIL PUL,SHAKTI NAGAR,FAIZABAD ROAD,LUCKNOW,UP - 226106.. If you are travelling from outside Lucknow, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0SHALUC and your account number.

Verifying IFSC BARB0SHALUC from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0SHALUC by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Shakti Nagar,Lucknow,Up are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0SHALUC continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0SHALUC belongs to Bank of Baroda's SHAKTI NAGAR,LUCKNOW,UP branch, located at HARSHITA COMPLEX,NEAR KUKRAIL PUL,SHAKTI NAGAR,FAIZABAD ROAD,LUCKNOW,UP -… in LUCKNOW, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.