Below are the complete branch details for Bank of Baroda, KHURRAM NAGAR branch, located in LUCKNOW, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BARB0KHURRA. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0KHURRA for Bank of Baroda – KHURRAM NAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0KHURRA is the IFSC of Bank of Baroda's KHURRAM NAGAR branch. The format is fixed: BARB = bank code, 0 = reserved, KHURRA = branch identifier.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Khurram Nagar branch in Lucknow, Uttar Pradesh is part of this network and uses the IFSC code BARB0KHURRA for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Khurram Nagar |
| IFSC Code | BARB0KHURRA |
| MICR Code | Refer to cheque leaf |
| Branch Address | 529 D 67 DEEP HOUSE KHURRRAMNAGAR UTTAR PRADESH 226022 |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| STD Code | 22 |
| Phone | 1800223344 |
About the Khurram Nagar branch
The Khurram Nagar branch of Bank of Baroda is situated at 529 D 67 DEEP HOUSE KHURRRAMNAGAR UTTAR PRADESH 226022. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0KHURRA is used.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KHURRAM NAGAR of Bank of Baroda — its own 11-character IFSC. The code BARB0KHURRA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0KHURRA the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Khurram Nagar branch is mapped to IFSC BARB0KHURRA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0KHURRA.
Products and services
Customers walking into the Khurram Nagar branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0KHURRA
How to transfer money using IFSC BARB0KHURRA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0KHURRA across all three.
How to use IFSC BARB0KHURRA for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's KHURRAM NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0KHURRA.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as KHURRAM NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KHURRAM NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's KHURRAM NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0KHURRA while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda KHURRAM NAGAR (IFSC BARB0KHURRA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0KHURRA in your mobile or internet banking app, and the money is credited to the KHURRAM NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0KHURRA for Bank of Baroda – KHURRAM NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0KHURRA | Yes – BARB0KHURRA | Yes – BARB0KHURRA |
For most retail customers crediting the Khurram Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's KHURRAM NAGAR branch, the IFSC BARB0KHURRA is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Khurram Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0KHURRA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Khurram Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0KHURRA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BARB0KHURRA
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – KHURRAM NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0KHURRA. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Khurram Nagar branch
The branch is located at 529 D 67 DEEP HOUSE KHURRRAMNAGAR UTTAR PRADESH 226022, which puts it inside Lucknow, the broader Lucknow district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Khurram Nagar branch” — the verified location pin for IFSC BARB0KHURRA should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0KHURRA and your account number.
Verifying IFSC BARB0KHURRA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0KHURRA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Khurram Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0KHURRA, however, work 24x7.
Branch address & contact
Bank of BarodaKhurram Nagar Branch
529 D 67 DEEP HOUSE KHURRRAMNAGAR UTTAR PRADESH 226022
Lucknow, Uttar Pradesh
Phone: 22-1800223344
IFSC: BARB0KHURRA
Frequently asked questions
How do I add Bank of Baroda Khurram Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0KHURRA, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BARB0KHURRA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Khurram Nagar reflect within 30 minutes.
Is IFSC BARB0KHURRA the same for all accounts at Khurram Nagar branch?
Yes. The IFSC BARB0KHURRA is shared by every account held at Bank of Baroda's Khurram Nagar branch. Only the account number changes from customer to customer.
Does Bank of Baroda Khurram Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
What is the phone number of Bank of Baroda Khurram Nagar branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Can I use IFSC BARB0KHURRA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0KHURRA to send funds instantly.
Summary
The IFSC code BARB0KHURRA belongs to Bank of Baroda's KHURRAM NAGAR branch, located at 529 D 67 DEEP HOUSE KHURRRAMNAGAR UTTAR PRADESH 226022 in LUCKNOW, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
