IFSC Code of Bank of Baroda, Badshahnagar, Lucknow Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Bank of Baroda's BADSHAHNAGAR, LUCKNOW branch in LUCKNOW, UTTAR PRADESH. The branch's IFSC code BARB0VJBADS is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BARB0VJBADS is the IFSC of Bank of Baroda's BADSHAHNAGAR, LUCKNOW branch. The format is fixed: BARB = bank code, 0 = reserved, VJBADS = branch identifier.

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Badshahnagar, Lucknow branch in Lucknow, Uttar Pradesh is part of this network and uses the IFSC code BARB0VJBADS for all electronic settlement.

Branch details at a glance

About the Badshahnagar, Lucknow branch

The Badshahnagar, Lucknow branch of Bank of Baroda is situated at BADSHAHNAGAR BRANCH, PLOT NO. 45, , SINGHAL HOUSE DEVELOPMENT, NEAR PETROL PUMP, BADSHAHNAGAR, , LUCKNOW , LUCKNOW , 226007. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0VJBADS is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's BADSHAHNAGAR, LUCKNOW branch came to be assigned the code BARB0VJBADS.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJBADS, money simply cannot be routed to the BADSHAHNAGAR, LUCKNOW branch electronically.

Products and account variants supported

Every account opened at the Badshahnagar, Lucknow branch is mapped to IFSC BARB0VJBADS on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0VJBADS.

Banking services available

The Badshahnagar, Lucknow branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJBADS

How to transfer money using IFSC BARB0VJBADS

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJBADS across all three.

NEFT to Bank of Baroda, BADSHAHNAGAR, LUCKNOW using IFSC BARB0VJBADS

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJBADS, and confirm that the system picks up Bank of Baroda – BADSHAHNAGAR, LUCKNOW. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BADSHAHNAGAR, LUCKNOW

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BADSHAHNAGAR, LUCKNOW branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJBADS while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda BADSHAHNAGAR, LUCKNOW (IFSC BARB0VJBADS)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJBADS in your mobile or internet banking app, and the money is credited to the BADSHAHNAGAR, LUCKNOW branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Badshahnagar, Lucknow

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0VJBADS:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BADSHAHNAGAR, LUCKNOW is still linked to IFSC BARB0VJBADS.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's BADSHAHNAGAR, LUCKNOW branch, the IFSC BARB0VJBADS is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC BARB0VJBADS

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BADSHAHNAGAR, LUCKNOW branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJBADS is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Badshahnagar, Lucknow branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJBADS for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC BARB0VJBADS

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – BADSHAHNAGAR, LUCKNOW, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BARB0VJBADS.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Badshahnagar, Lucknow branch sits at BADSHAHNAGAR BRANCH, PLOT NO. 45, , SINGHAL HOUSE DEVELOPMENT, NEAR PETROL PUMP, BADSHAHNAGAR, , LUCKNOW , LUCKNOW , 226007. If you are travelling from outside Lucknow, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJBADS and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0VJBADS for Bank of Baroda – BADSHAHNAGAR, LUCKNOW, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Badshahnagar, Lucknow branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJBADS, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0VJBADS belongs to Bank of Baroda's BADSHAHNAGAR, LUCKNOW branch, located at BADSHAHNAGAR BRANCH, PLOT NO. 45, , SINGHAL HOUSE DEVELOPMENT, NEAR PETROL… in LUCKNOW, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.