This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, ALIGANJ, LUCKNOW branch in LUCKNOW. The 11-digit IFSC BARB0DBALIG uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the ALIGANJ, LUCKNOW location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – ALIGANJ, LUCKNOW is BARB0DBALIG. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters DBALIG map to this branch in LUCKNOW, UTTAR PRADESH.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Aliganj, Lucknow branch — IFSC BARB0DBALIG — extends the bank's services to customers in and around Lucknow, Uttar Pradesh.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Aliganj, Lucknow |
| IFSC Code | BARB0DBALIG |
| MICR Code | Refer to cheque leaf |
| Branch Address | C1 SECTORM ALIGANJ NEARMAMA CHAURAHA LUCKNOW LUCKNOW UTTAR PRADESH 226024 |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| STD Code | 22 |
| Phone | 1800223344 |
About this branch
The branch is located at C1 SECTORM ALIGANJ NEARMAMA CHAURAHA LUCKNOW LUCKNOW UTTAR PRADESH 226024. It serves the Lucknow region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0DBALIG is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ALIGANJ, LUCKNOW of Bank of Baroda — its own 11-character IFSC. The code BARB0DBALIG is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0DBALIG the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Aliganj, Lucknow branch
Once you have an account at Bank of Baroda – ALIGANJ, LUCKNOW, the IFSC BARB0DBALIG stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Aliganj, Lucknow branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0DBALIG
How to transfer money using IFSC BARB0DBALIG
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBALIG across all three.
How to use IFSC BARB0DBALIG for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's ALIGANJ, LUCKNOW branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0DBALIG.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as ALIGANJ, LUCKNOW.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ALIGANJ, LUCKNOW
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's ALIGANJ, LUCKNOW branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0DBALIG while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda ALIGANJ, LUCKNOW (IFSC BARB0DBALIG)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0DBALIG in your mobile or internet banking app, and the money is credited to the ALIGANJ, LUCKNOW branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0DBALIG for Bank of Baroda – ALIGANJ, LUCKNOW, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0DBALIG | Yes – BARB0DBALIG | Yes – BARB0DBALIG |
For most retail customers crediting the Aliganj, Lucknow branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's ALIGANJ, LUCKNOW branch, the IFSC BARB0DBALIG is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BARB0DBALIG
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the ALIGANJ, LUCKNOW branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0DBALIG is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0DBALIG and the account number together uniquely identify the Aliganj, Lucknow branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BARB0DBALIG
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – ALIGANJ, LUCKNOW, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0DBALIG. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Aliganj, Lucknow branch
The branch is located at C1 SECTORM ALIGANJ NEARMAMA CHAURAHA LUCKNOW LUCKNOW UTTAR PRADESH 226024, which puts it inside Lucknow, the broader Lucknow district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Aliganj, Lucknow branch” — the verified location pin for IFSC BARB0DBALIG should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0DBALIG and your account number.
Verifying IFSC BARB0DBALIG from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DBALIG by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Aliganj, Lucknow branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0DBALIG, however, work 24x7.
Branch address & contact
Bank of BarodaAliganj, Lucknow Branch
C1 SECTORM ALIGANJ NEARMAMA CHAURAHA LUCKNOW LUCKNOW UTTAR PRADESH 226024
Lucknow, Uttar Pradesh
Phone: 22-1800223344
IFSC: BARB0DBALIG
Frequently asked questions
Where is Bank of Baroda Aliganj, Lucknow branch located?
Bank of Baroda's Aliganj, Lucknow branch is located at C1 SECTORM ALIGANJ NEARMAMA CHAURAHA LUCKNOW LUCKNOW UTTAR PRADESH 226024, Lucknow, Uttar Pradesh.
Is IFSC BARB0DBALIG the same for all accounts at Aliganj, Lucknow branch?
Yes. The IFSC BARB0DBALIG is shared by every account held at Bank of Baroda's Aliganj, Lucknow branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Baroda Aliganj, Lucknow branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Can I use IFSC BARB0DBALIG for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0DBALIG to send funds instantly.
Does Bank of Baroda Aliganj, Lucknow branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
How do I add Bank of Baroda Aliganj, Lucknow as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBALIG, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BARB0DBALIG be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Aliganj, Lucknow reflect within 30 minutes.
Final notes
To recap: BARB0DBALIG is the IFSC code of Bank of Baroda, ALIGANJ, LUCKNOW branch, in LUCKNOW, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
