Below are the complete branch details for Bank of Baroda, METODA branch, located in LODHIKA, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is BARB0METODA. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0METODA for Bank of Baroda – METODA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – METODA is BARB0METODA. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters METODA map to this branch in LODHIKA, GUJARAT.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Metoda |
| IFSC Code | BARB0METODA |
| MICR Code | Refer to cheque leaf |
| Branch Address | JAI COMMERCIAL COMPLEX,PLOT NO 1210C,METODA,GIDC,TAL LODHIKA,DIST RAJKOT,GUJARAT-360024 |
| City | Lodhika |
| District | Rajkot |
| State | Gujarat |
| Phone | 1800223344 |
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Metoda branch in Lodhika. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0METODA.
Metoda branch overview
Located at JAI COMMERCIAL COMPLEX,PLOT NO 1210C,METODA,GIDC,TAL LODHIKA,DIST RAJKOT,GUJARAT-360024, the Metoda branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0METODA is required for all interbank electronic transfers routed through this branch.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including METODA of Bank of Baroda — its own 11-character IFSC. The code BARB0METODA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0METODA the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0METODA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0METODA across all three.
How to use IFSC BARB0METODA for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's METODA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0METODA.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as METODA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to METODA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's METODA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0METODA while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda METODA (IFSC BARB0METODA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0METODA in your mobile or internet banking app, and the money is credited to the METODA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0METODA for Bank of Baroda – METODA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0METODA | Yes – BARB0METODA | Yes – BARB0METODA |
For most retail customers crediting the Metoda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0METODA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – METODA is still mapped to IFSC BARB0METODA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0METODA and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Metoda branch is mapped to IFSC BARB0METODA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0METODA.
Products and services
Customers walking into the Metoda branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0METODA
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0METODA and the account number together uniquely identify the Metoda branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Metoda branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0METODA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – METODA:
- The IFSC is exactly BARB0METODA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and METODA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Metoda branch sits at JAI COMMERCIAL COMPLEX,PLOT NO 1210C,METODA,GIDC,TAL LODHIKA,DIST RAJKOT,GUJARAT-360024. If you are travelling from outside Lodhika, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0METODA and your account number.
Verifying IFSC BARB0METODA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0METODA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Metoda are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0METODA continue to work without interruption.
Branch address & contact
Bank of BarodaMetoda Branch
JAI COMMERCIAL COMPLEX,PLOT NO 1210C,METODA,GIDC,TAL LODHIKA,DIST RAJKOT,GUJARAT-360024
Lodhika, Gujarat
Phone: 1800223344
IFSC: BARB0METODA
Frequently asked questions
Can I use IFSC BARB0METODA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0METODA to send funds instantly.
Where is Bank of Baroda Metoda branch located?
Bank of Baroda's Metoda branch is located at JAI COMMERCIAL COMPLEX,PLOT NO 1210C,METODA,GIDC,TAL LODHIKA,DIST RAJKOT,GUJARAT-360024, Lodhika, Gujarat.
Is IFSC BARB0METODA the same for all accounts at Metoda branch?
Yes. The IFSC BARB0METODA is shared by every account held at Bank of Baroda's Metoda branch. Only the account number changes from customer to customer.
What is the IFSC code of Bank of Baroda Metoda branch?
The IFSC code of Bank of Baroda, Metoda branch is BARB0METODA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bank of Baroda Metoda branch?
You can reach the branch at 1800223344 during regular banking hours.
How quickly will an NEFT transfer using BARB0METODA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Metoda reflect within 30 minutes.
Does Bank of Baroda Metoda branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
How do I add Bank of Baroda Metoda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0METODA, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: BARB0METODA is the IFSC code of Bank of Baroda, METODA branch, in LODHIKA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
