IFSC Code of Bank of Baroda, Lalgopalganj,Allahabad,Up Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Bank of Baroda's LALGOPALGANJ,ALLAHABAD,UP branch in LALGOPALGANJ, UTTAR PRADESH. The branch's IFSC code BARB0LALGOP is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – LALGOPALGANJ,ALLAHABAD,UP is BARB0LALGOP. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters LALGOP map to this branch in LALGOPALGANJ, UTTAR PRADESH.

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Lalgopalganj,Allahabad,Up branch in Lalgopalganj, Uttar Pradesh is part of this network and uses the IFSC code BARB0LALGOP for all electronic settlement.

Branch details at a glance

Lalgopalganj,Allahabad,Up branch overview

Located at BANK OF BARODA , LALGOPALGANJ PO , ALLAHABAD-229413, the Lalgopalganj,Allahabad,Up branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0LALGOP is required for all interbank electronic transfers routed through this branch.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LALGOPALGANJ,ALLAHABAD,UP of Bank of Baroda — its own 11-character IFSC. The code BARB0LALGOP is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0LALGOP the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Lalgopalganj,Allahabad,Up branch

Once you have an account at Bank of Baroda – LALGOPALGANJ,ALLAHABAD,UP, the IFSC BARB0LALGOP stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Lalgopalganj,Allahabad,Up branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0LALGOP

How to transfer money using IFSC BARB0LALGOP

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0LALGOP across all three.

NEFT to Bank of Baroda, LALGOPALGANJ,ALLAHABAD,UP using IFSC BARB0LALGOP

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0LALGOP, and confirm that the system picks up Bank of Baroda – LALGOPALGANJ,ALLAHABAD,UP. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to LALGOPALGANJ,ALLAHABAD,UP

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's LALGOPALGANJ,ALLAHABAD,UP branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0LALGOP while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – LALGOPALGANJ,ALLAHABAD,UP, use IMPS. With IFSC BARB0LALGOP and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Lalgopalganj,Allahabad,Up

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0LALGOP:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at LALGOPALGANJ,ALLAHABAD,UP is still linked to IFSC BARB0LALGOP.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's LALGOPALGANJ,ALLAHABAD,UP branch, the IFSC BARB0LALGOP is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Lalgopalganj,Allahabad,Up branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0LALGOP is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0LALGOP and the account number together uniquely identify the Lalgopalganj,Allahabad,Up branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – LALGOPALGANJ,ALLAHABAD,UP:

• The IFSC is exactly BARB0LALGOP with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and LALGOPALGANJ,ALLAHABAD,UP as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Lalgopalganj,Allahabad,Up branch

The branch is located at BANK OF BARODA , LALGOPALGANJ PO , ALLAHABAD-229413, which puts it inside Lalgopalganj, the broader Allahabad district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Lalgopalganj,Allahabad,Up branch” — the verified location pin for IFSC BARB0LALGOP should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0LALGOP and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0LALGOP for Bank of Baroda – LALGOPALGANJ,ALLAHABAD,UP, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Lalgopalganj,Allahabad,Up branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0LALGOP, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0LALGOP belongs to Bank of Baroda's LALGOPALGANJ,ALLAHABAD,UP branch, located at BANK OF BARODA , LALGOPALGANJ PO , ALLAHABAD-229413 in LALGOPALGANJ, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.