IFSC Code of Bank of Baroda, Lalganj, Dist.Rae Bareilly, U.P. Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Bank of Baroda's LALGANJ, DIST.RAE BAREILLY, U.P. branch in LALGANJ, UTTAR PRADESH. The branch's IFSC code BARB0SHEKHA is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BARB0SHEKHA is the IFSC of Bank of Baroda's LALGANJ, DIST.RAE BAREILLY, U.P. branch. The format is fixed: BARB = bank code, 0 = reserved, SHEKHA = branch identifier.

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Lalganj, Dist.Rae Bareilly, U.P. branch — IFSC BARB0SHEKHA — extends the bank's services to customers in and around Lalganj, Uttar Pradesh.

Lalganj, Dist.Rae Bareilly, U.P. branch overview

Located at VILL SHEKHWAPUR, LALGANJ, PO DEEPEMAU, DIST. RAE BAREILLY, UTTAR PRADESH - 229 206., the Lalganj, Dist.Rae Bareilly, U.P. branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0SHEKHA is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LALGANJ, DIST.RAE BAREILLY, U.P. of Bank of Baroda — its own 11-character IFSC. The code BARB0SHEKHA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0SHEKHA the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Lalganj, Dist.Rae Bareilly, U.P. branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0SHEKHA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC BARB0SHEKHA

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0SHEKHA across all three.

NEFT to Bank of Baroda, LALGANJ, DIST.RAE BAREILLY, U.P. using IFSC BARB0SHEKHA

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0SHEKHA, and confirm that the system picks up Bank of Baroda – LALGANJ, DIST.RAE BAREILLY, U.P.. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to LALGANJ, DIST.RAE BAREILLY, U.P.

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's LALGANJ, DIST.RAE BAREILLY, U.P. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0SHEKHA while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda LALGANJ, DIST.RAE BAREILLY, U.P. (IFSC BARB0SHEKHA)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0SHEKHA in your mobile or internet banking app, and the money is credited to the LALGANJ, DIST.RAE BAREILLY, U.P. branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Lalganj, Dist.Rae Bareilly, U.P.

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0SHEKHA:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at LALGANJ, DIST.RAE BAREILLY, U.P. is still linked to IFSC BARB0SHEKHA.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BARB0SHEKHA

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – LALGANJ, DIST.RAE BAREILLY, U.P. is still mapped to IFSC BARB0SHEKHA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0SHEKHA and the beneficiary's account number to complete the transfer.

Account types you can open at the Lalganj, Dist.Rae Bareilly, U.P. branch

Once you have an account at Bank of Baroda – LALGANJ, DIST.RAE BAREILLY, U.P., the IFSC BARB0SHEKHA stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Lalganj, Dist.Rae Bareilly, U.P. branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0SHEKHA

Digital banking channels

Most day-to-day work that customers used to do at the Lalganj, Dist.Rae Bareilly, U.P. branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0SHEKHA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Lalganj, Dist.Rae Bareilly, U.P. branch sits at VILL SHEKHWAPUR, LALGANJ, PO DEEPEMAU, DIST. RAE BAREILLY, UTTAR PRADESH - 229 206.. If you are travelling from outside Lalganj, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0SHEKHA and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – LALGANJ, DIST.RAE BAREILLY, U.P.:

• The IFSC is exactly BARB0SHEKHA with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and LALGANJ, DIST.RAE BAREILLY, U.P. as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Lalganj, Dist.Rae Bareilly, U.P. are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0SHEKHA continue to work without interruption.

Verifying IFSC BARB0SHEKHA from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0SHEKHA by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0SHEKHA belongs to Bank of Baroda's LALGANJ, DIST.RAE BAREILLY, U.P. branch, located at VILL SHEKHWAPUR, LALGANJ, PO DEEPEMAU, DIST. RAE BAREILLY, UTTAR PRADESH - 229… in LALGANJ, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.