IFSC Code of Bank of Baroda, Kuzhithurai,Tamil Nadu Branch, Tamil Nadu

If you are searching for the IFSC code of Bank of Baroda, KUZHITHURAI,TAMIL NADU branch in KUZHITHURAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is BARB0KUZHIT. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KUZHITHURAI,TAMIL NADU branch, and detailed step-by-step guides for using the IFSC BARB0KUZHIT across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – KUZHITHURAI,TAMIL NADU is BARB0KUZHIT. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters KUZHIT map to this branch in KUZHITHURAI, TAMIL NADU.

About Bank of Baroda

Bank of Baroda operates a wide network of branches across India, including the Kuzhithurai,Tamil Nadu branch in Kuzhithurai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0KUZHIT.

About the Kuzhithurai,Tamil Nadu branch

The Kuzhithurai,Tamil Nadu branch of Bank of Baroda is situated at VARATHATTUVILLAI,15/76 D1,KUZHITHURAI JUNCTION,KANYAKUMARI,TAMIL NADU 629163.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0KUZHIT is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KUZHITHURAI,TAMIL NADU branch came to be assigned the code BARB0KUZHIT.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0KUZHIT, money simply cannot be routed to the KUZHITHURAI,TAMIL NADU branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Kuzhithurai,Tamil Nadu branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0KUZHIT for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC BARB0KUZHIT

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0KUZHIT across all three.

How to use IFSC BARB0KUZHIT for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's KUZHITHURAI,TAMIL NADU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0KUZHIT.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as KUZHITHURAI,TAMIL NADU.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC BARB0KUZHIT

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – KUZHITHURAI,TAMIL NADU, ensure your bank's portal accepts IFSC BARB0KUZHIT while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bank of Baroda KUZHITHURAI,TAMIL NADU (IFSC BARB0KUZHIT)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0KUZHIT in your mobile or internet banking app, and the money is credited to the KUZHITHURAI,TAMIL NADU branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kuzhithurai,Tamil Nadu

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0KUZHIT:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KUZHITHURAI,TAMIL NADU is still linked to IFSC BARB0KUZHIT.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BARB0KUZHIT

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – KUZHITHURAI,TAMIL NADU is still mapped to IFSC BARB0KUZHIT. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0KUZHIT and the beneficiary's account number to complete the transfer.

Account types you can open at the Kuzhithurai,Tamil Nadu branch

Once you have an account at Bank of Baroda – KUZHITHURAI,TAMIL NADU, the IFSC BARB0KUZHIT stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Kuzhithurai,Tamil Nadu branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0KUZHIT

Online banking and IFSC BARB0KUZHIT

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the KUZHITHURAI,TAMIL NADU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0KUZHIT is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Kuzhithurai,Tamil Nadu branch sits at VARATHATTUVILLAI,15/76 D1,KUZHITHURAI JUNCTION,KANYAKUMARI,TAMIL NADU 629163.. If you are travelling from outside Kuzhithurai, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0KUZHIT and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KUZHITHURAI,TAMIL NADU:

• The IFSC is exactly BARB0KUZHIT with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and KUZHITHURAI,TAMIL NADU as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kuzhithurai,Tamil Nadu branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0KUZHIT, however, work 24x7.

Verifying IFSC BARB0KUZHIT from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0KUZHIT by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0KUZHIT belongs to Bank of Baroda's KUZHITHURAI,TAMIL NADU branch, located at VARATHATTUVILLAI,15/76 D1,KUZHITHURAI JUNCTION,KANYAKUMARI,TAMIL NADU 629163. in KUZHITHURAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.