If you are searching for the IFSC code of Bank of Baroda, KUTHYAR UDUPI branch in KUTHYAR, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is BARB0VJKUUD. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KUTHYAR UDUPI branch, and detailed step-by-step guides for using the IFSC BARB0VJKUUD across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – KUTHYAR UDUPI is BARB0VJKUUD. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VJKUUD map to this branch in KUTHYAR, KARNATAKA.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Kuthyar Udupi branch in Kuthyar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0VJKUUD.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Kuthyar Udupi |
| IFSC Code | BARB0VJKUUD |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR VEENA FABRICATORS, SHIRVA PADUBIDRI ROAD, KUTHYAR , UDUPI , KUTHYAR , 574000 |
| City | Kuthyar |
| District | Udipi |
| State | Karnataka |
| STD Code | 22 |
| Phone | 1800223344 |
About this branch
The branch is located at NEAR VEENA FABRICATORS, SHIRVA PADUBIDRI ROAD, KUTHYAR , UDUPI , KUTHYAR , 574000. It serves the Kuthyar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJKUUD is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KUTHYAR UDUPI of Bank of Baroda — its own 11-character IFSC. The code BARB0VJKUUD is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VJKUUD the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Kuthyar Udupi branch is mapped to IFSC BARB0VJKUUD on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJKUUD.
Products and services
Customers walking into the Kuthyar Udupi branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VJKUUD
How to transfer money using IFSC BARB0VJKUUD
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJKUUD across all three.
How to use IFSC BARB0VJKUUD for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's KUTHYAR UDUPI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0VJKUUD.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as KUTHYAR UDUPI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KUTHYAR UDUPI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's KUTHYAR UDUPI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJKUUD while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda KUTHYAR UDUPI (IFSC BARB0VJKUUD)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJKUUD in your mobile or internet banking app, and the money is credited to the KUTHYAR UDUPI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJKUUD for Bank of Baroda – KUTHYAR UDUPI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJKUUD | Yes – BARB0VJKUUD | Yes – BARB0VJKUUD |
For most retail customers crediting the Kuthyar Udupi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's KUTHYAR UDUPI branch, the IFSC BARB0VJKUUD is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BARB0VJKUUD
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the KUTHYAR UDUPI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJKUUD is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJKUUD and the account number together uniquely identify the Kuthyar Udupi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KUTHYAR UDUPI:
- The IFSC is exactly BARB0VJKUUD with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and KUTHYAR UDUPI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kuthyar Udupi branch sits at NEAR VEENA FABRICATORS, SHIRVA PADUBIDRI ROAD, KUTHYAR , UDUPI , KUTHYAR , 574000. If you are travelling from outside Kuthyar, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJKUUD and your account number.
Verifying IFSC BARB0VJKUUD from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJKUUD by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kuthyar Udupi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJKUUD continue to work without interruption.
Branch address & contact
Bank of BarodaKuthyar Udupi Branch
NEAR VEENA FABRICATORS, SHIRVA PADUBIDRI ROAD, KUTHYAR , UDUPI , KUTHYAR , 574000
Kuthyar, Karnataka
Phone: 22-1800223344
IFSC: BARB0VJKUUD
Frequently asked questions
How quickly will an NEFT transfer using BARB0VJKUUD be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Kuthyar Udupi reflect within 30 minutes.
What is the IFSC code of Bank of Baroda Kuthyar Udupi branch?
The IFSC code of Bank of Baroda, Kuthyar Udupi branch is BARB0VJKUUD. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of Baroda Kuthyar Udupi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJKUUD, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of Baroda Kuthyar Udupi branch located?
Bank of Baroda's Kuthyar Udupi branch is located at NEAR VEENA FABRICATORS, SHIRVA PADUBIDRI ROAD, KUTHYAR , UDUPI , KUTHYAR , 574000, Kuthyar, Karnataka.
What is the phone number of Bank of Baroda Kuthyar Udupi branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Is IFSC BARB0VJKUUD valid for NEFT and RTGS?
Yes. IFSC BARB0VJKUUD is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: BARB0VJKUUD is the IFSC code of Bank of Baroda, KUTHYAR UDUPI branch, in KUTHYAR, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
