Below are the complete branch details for Bank of Baroda, KURIAKALAN BR., DIST. SHAHJAHANPUR, U.P. branch, located in KURIA KALAN, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BARB0KURIAK. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0KURIAK for Bank of Baroda – KURIAKALAN BR., DIST. SHAHJAHANPUR, U.P. — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – KURIAKALAN BR., DIST. SHAHJAHANPUR, U.P. is BARB0KURIAK. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters KURIAK map to this branch in KURIA KALAN, UTTAR PRADESH.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Kuriakalan Br., Dist. Shahjahanpur, U.P. branch in Kuria Kalan. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0KURIAK.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Kuriakalan Br., Dist. Shahjahanpur, U.P. |
| IFSC Code | BARB0KURIAK |
| MICR Code | Refer to cheque leaf |
| Branch Address | KURIA KALAN, DIST. SHAHJAHANPUR, UTTAR PRADESH - 242 001 |
| City | Kuria Kalan |
| District | Shahjahanpur |
| State | Uttar Pradesh |
| Phone | 1800223344 |
About this branch
The branch is located at KURIA KALAN, DIST. SHAHJAHANPUR, UTTAR PRADESH - 242 001. It serves the Kuria Kalan region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0KURIAK is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KURIAKALAN BR., DIST. SHAHJAHANPUR, U.P. of Bank of Baroda — its own 11-character IFSC. The code BARB0KURIAK is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0KURIAK the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Kuriakalan Br., Dist. Shahjahanpur, U.P. branch
Once you have an account at Bank of Baroda – KURIAKALAN BR., DIST. SHAHJAHANPUR, U.P., the IFSC BARB0KURIAK stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kuriakalan Br., Dist. Shahjahanpur, U.P. branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0KURIAK
How to transfer money using IFSC BARB0KURIAK
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0KURIAK across all three.
NEFT to Bank of Baroda, KURIAKALAN BR., DIST. SHAHJAHANPUR, U.P. using IFSC BARB0KURIAK
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0KURIAK, and confirm that the system picks up Bank of Baroda – KURIAKALAN BR., DIST. SHAHJAHANPUR, U.P.. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KURIAKALAN BR., DIST. SHAHJAHANPUR, U.P.
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's KURIAKALAN BR., DIST. SHAHJAHANPUR, U.P. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0KURIAK while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda KURIAKALAN BR., DIST. SHAHJAHANPUR, U.P. (IFSC BARB0KURIAK)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0KURIAK in your mobile or internet banking app, and the money is credited to the KURIAKALAN BR., DIST. SHAHJAHANPUR, U.P. branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kuriakalan Br., Dist. Shahjahanpur, U.P.
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0KURIAK:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KURIAKALAN BR., DIST. SHAHJAHANPUR, U.P. is still linked to IFSC BARB0KURIAK.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's KURIAKALAN BR., DIST. SHAHJAHANPUR, U.P. branch, the IFSC BARB0KURIAK is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BARB0KURIAK
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the KURIAKALAN BR., DIST. SHAHJAHANPUR, U.P. branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0KURIAK is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Kuriakalan Br., Dist. Shahjahanpur, U.P. branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0KURIAK for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KURIAKALAN BR., DIST. SHAHJAHANPUR, U.P.:
- The IFSC is exactly BARB0KURIAK with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and KURIAKALAN BR., DIST. SHAHJAHANPUR, U.P. as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kuriakalan Br., Dist. Shahjahanpur, U.P. branch
The branch is located at KURIA KALAN, DIST. SHAHJAHANPUR, UTTAR PRADESH - 242 001, which puts it inside Kuria Kalan, the broader Shahjahanpur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Kuriakalan Br., Dist. Shahjahanpur, U.P. branch” — the verified location pin for IFSC BARB0KURIAK should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0KURIAK and your account number.
Verifying IFSC BARB0KURIAK from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0KURIAK by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kuriakalan Br., Dist. Shahjahanpur, U.P. branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0KURIAK, however, work 24x7.
Branch address & contact
Bank of BarodaKuriakalan Br., Dist. Shahjahanpur, U.P. Branch
KURIA KALAN, DIST. SHAHJAHANPUR, UTTAR PRADESH - 242 001
Kuria Kalan, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0KURIAK
Frequently asked questions
Is IFSC BARB0KURIAK valid for NEFT and RTGS?
Yes. IFSC BARB0KURIAK is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Bank of Baroda Kuriakalan Br., Dist. Shahjahanpur, U.P. branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
How quickly will an NEFT transfer using BARB0KURIAK be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Kuriakalan Br., Dist. Shahjahanpur, U.P. reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kuriakalan Br., Dist. Shahjahanpur, U.P. branch but serve different purposes.
How do I add Bank of Baroda Kuriakalan Br., Dist. Shahjahanpur, U.P. as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0KURIAK, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of Baroda Kuriakalan Br., Dist. Shahjahanpur, U.P. branch?
The IFSC code of Bank of Baroda, Kuriakalan Br., Dist. Shahjahanpur, U.P. branch is BARB0KURIAK. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BARB0KURIAK the same for all accounts at Kuriakalan Br., Dist. Shahjahanpur, U.P. branch?
Yes. The IFSC BARB0KURIAK is shared by every account held at Bank of Baroda's Kuriakalan Br., Dist. Shahjahanpur, U.P. branch. Only the account number changes from customer to customer.
Summary
The IFSC code BARB0KURIAK belongs to Bank of Baroda's KURIAKALAN BR., DIST. SHAHJAHANPUR, U.P. branch, located at KURIA KALAN, DIST. SHAHJAHANPUR, UTTAR PRADESH - 242 001 in KURIA KALAN, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
