Use this page as a one-stop reference for everything related to Bank of Baroda's KURALI branch in KURALI, UTTAR PRADESH. The branch's IFSC code BARB0VJKURA is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's KURALI branch, the IFSC BARB0VJKURA breaks down as follows: BARB identifies the bank, 0 is the reserved character, and VJKURA identifies this particular branch.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kurali branch in Kurali, Uttar Pradesh is part of this network and uses the IFSC code BARB0VJKURA for all electronic settlement.
About this branch
The branch is located at L.T.R. PUBLIC SCHOOL, , KURALI, BAGHPAT ROAD, , DISTT. MEERUT , KURALI , 250501. It serves the Kurali region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJKURA is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Kurali |
| IFSC Code | BARB0VJKURA |
| MICR Code | Refer to cheque leaf |
| Branch Address | L.T.R. PUBLIC SCHOOL, , KURALI, BAGHPAT ROAD, , DISTT. MEERUT , KURALI , 250501 |
| City | Kurali |
| District | Meerut |
| State | Uttar Pradesh |
| STD Code | 22 |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KURALI branch came to be assigned the code BARB0VJKURA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJKURA, money simply cannot be routed to the KURALI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Kurali branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJKURA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0VJKURA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJKURA across all three.
NEFT to Bank of Baroda, KURALI using IFSC BARB0VJKURA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJKURA, and confirm that the system picks up Bank of Baroda – KURALI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KURALI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's KURALI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJKURA while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – KURALI, use IMPS. With IFSC BARB0VJKURA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJKURA for Bank of Baroda – KURALI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJKURA | Yes – BARB0VJKURA | Yes – BARB0VJKURA |
For most retail customers crediting the Kurali branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0VJKURA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – KURALI is still mapped to IFSC BARB0VJKURA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJKURA and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kurali branch is mapped to IFSC BARB0VJKURA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJKURA.
Products and services
Customers walking into the Kurali branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VJKURA
Online banking and IFSC BARB0VJKURA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the KURALI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJKURA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Kurali branch
The branch is located at L.T.R. PUBLIC SCHOOL, , KURALI, BAGHPAT ROAD, , DISTT. MEERUT , KURALI , 250501, which puts it inside Kurali, the broader Meerut district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Kurali branch” — the verified location pin for IFSC BARB0VJKURA should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJKURA and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KURALI:
- The IFSC is exactly BARB0VJKURA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and KURALI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kurali branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJKURA, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0VJKURA for Bank of Baroda – KURALI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of BarodaKurali Branch
L.T.R. PUBLIC SCHOOL, , KURALI, BAGHPAT ROAD, , DISTT. MEERUT , KURALI , 250501
Kurali, Uttar Pradesh
Phone: 22-1800223344
IFSC: BARB0VJKURA
Frequently asked questions
How do I add Bank of Baroda Kurali as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJKURA, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of Baroda Kurali branch located?
Bank of Baroda's Kurali branch is located at L.T.R. PUBLIC SCHOOL, , KURALI, BAGHPAT ROAD, , DISTT. MEERUT , KURALI , 250501, Kurali, Uttar Pradesh.
Is IFSC BARB0VJKURA the same for all accounts at Kurali branch?
Yes. The IFSC BARB0VJKURA is shared by every account held at Bank of Baroda's Kurali branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BARB0VJKURA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Kurali reflect within 30 minutes.
Can I use IFSC BARB0VJKURA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJKURA to send funds instantly.
Is IFSC BARB0VJKURA valid for NEFT and RTGS?
Yes. IFSC BARB0VJKURA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Bank of Baroda Kurali branch?
The IFSC code of Bank of Baroda, Kurali branch is BARB0VJKURA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bank of Baroda Kurali branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Summary
The IFSC code BARB0VJKURA belongs to Bank of Baroda's KURALI branch, located at L.T.R. PUBLIC SCHOOL, , KURALI, BAGHPAT ROAD, , DISTT. MEERUT , KURALI , 250501 in KURALI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
