If you are searching for the IFSC code of Bank of Baroda, KUMHIYAWANA, UP branch in KUMHIYAWAN, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0SARSAW. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KUMHIYAWANA, UP branch, and detailed step-by-step guides for using the IFSC BARB0SARSAW across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0SARSAW is the IFSC of Bank of Baroda's KUMHIYAWANA, UP branch. The format is fixed: BARB = bank code, 0 = reserved, SARSAW = branch identifier.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Kumhiyawana, Up branch — IFSC BARB0SARSAW — extends the bank's services to customers in and around Kumhiyawan, Uttar Pradesh.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Kumhiyawana, Up |
| IFSC Code | BARB0SARSAW |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL.& P.O.KUMHIYAWAN, DIST.KAUSHAMBI, UTTAR PRADESH - 212 207. |
| City | Kumhiyawan |
| District | Kumhiyawan |
| State | Uttar Pradesh |
| Phone | 1800223344 |
About the Kumhiyawana, Up branch
The Kumhiyawana, Up branch of Bank of Baroda is situated at VILL.& P.O.KUMHIYAWAN, DIST.KAUSHAMBI, UTTAR PRADESH - 212 207.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0SARSAW is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KUMHIYAWANA, UP branch came to be assigned the code BARB0SARSAW.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0SARSAW, money simply cannot be routed to the KUMHIYAWANA, UP branch electronically.
Account types you can open at the Kumhiyawana, Up branch
Once you have an account at Bank of Baroda – KUMHIYAWANA, UP, the IFSC BARB0SARSAW stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Kumhiyawana, Up branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0SARSAW
How to transfer money using IFSC BARB0SARSAW
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0SARSAW across all three.
NEFT to Bank of Baroda, KUMHIYAWANA, UP using IFSC BARB0SARSAW
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0SARSAW, and confirm that the system picks up Bank of Baroda – KUMHIYAWANA, UP. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0SARSAW
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – KUMHIYAWANA, UP, ensure your bank's portal accepts IFSC BARB0SARSAW while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda KUMHIYAWANA, UP (IFSC BARB0SARSAW)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0SARSAW in your mobile or internet banking app, and the money is credited to the KUMHIYAWANA, UP branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kumhiyawana, Up
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0SARSAW:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KUMHIYAWANA, UP is still linked to IFSC BARB0SARSAW.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0SARSAW
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – KUMHIYAWANA, UP is still mapped to IFSC BARB0SARSAW. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0SARSAW and the beneficiary's account number to complete the transfer.
Online banking and IFSC BARB0SARSAW
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the KUMHIYAWANA, UP branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0SARSAW is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Kumhiyawana, Up branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0SARSAW for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BARB0SARSAW
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – KUMHIYAWANA, UP, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0SARSAW. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kumhiyawana, Up branch sits at VILL.& P.O.KUMHIYAWAN, DIST.KAUSHAMBI, UTTAR PRADESH - 212 207.. If you are travelling from outside Kumhiyawan, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0SARSAW and your account number.
Verifying IFSC BARB0SARSAW from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0SARSAW by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kumhiyawana, Up branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0SARSAW, however, work 24x7.
Branch address & contact
Bank of BarodaKumhiyawana, Up Branch
VILL.& P.O.KUMHIYAWAN, DIST.KAUSHAMBI, UTTAR PRADESH - 212 207.
Kumhiyawan, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0SARSAW
Frequently asked questions
Where is Bank of Baroda Kumhiyawana, Up branch located?
Bank of Baroda's Kumhiyawana, Up branch is located at VILL.& P.O.KUMHIYAWAN, DIST.KAUSHAMBI, UTTAR PRADESH - 212 207., Kumhiyawan, Uttar Pradesh.
Is IFSC BARB0SARSAW the same for all accounts at Kumhiyawana, Up branch?
Yes. The IFSC BARB0SARSAW is shared by every account held at Bank of Baroda's Kumhiyawana, Up branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BARB0SARSAW be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Kumhiyawana, Up reflect within 30 minutes.
Is IFSC BARB0SARSAW valid for NEFT and RTGS?
Yes. IFSC BARB0SARSAW is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of Baroda Kumhiyawana, Up branch?
You can reach the branch at 1800223344 during regular banking hours.
How do I add Bank of Baroda Kumhiyawana, Up as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0SARSAW, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BARB0SARSAW belongs to Bank of Baroda's KUMHIYAWANA, UP branch, located at VILL.& P.O.KUMHIYAWAN, DIST.KAUSHAMBI, UTTAR PRADESH - 212 207. in KUMHIYAWAN, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
