Below are the complete branch details for Bank of Baroda, KRISHNANAGAR, DIST NADIA branch, located in KRISHNANAGAR, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is BARB0KRINAD. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0KRINAD for Bank of Baroda – KRISHNANAGAR, DIST NADIA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0KRINAD is the IFSC of Bank of Baroda's KRISHNANAGAR, DIST NADIA branch. The format is fixed: BARB = bank code, 0 = reserved, KRINAD = branch identifier.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Krishnanagar, Dist Nadia branch — IFSC BARB0KRINAD — extends the bank's services to customers in and around Krishnanagar, West Bengal.
Krishnanagar, Dist Nadia branch overview
Located at 12 MANMOHAN GOSH STREET ,HOWRAH,741 101, the Krishnanagar, Dist Nadia branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0KRINAD is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Krishnanagar, Dist Nadia |
| IFSC Code | BARB0KRINAD |
| MICR Code | Refer to cheque leaf |
| Branch Address | 12 MANMOHAN GOSH STREET ,HOWRAH,741 101 |
| City | Krishnanagar |
| District | Nadia |
| State | West Bengal |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KRISHNANAGAR, DIST NADIA branch came to be assigned the code BARB0KRINAD.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0KRINAD, money simply cannot be routed to the KRISHNANAGAR, DIST NADIA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0KRINAD and the account number together uniquely identify the Krishnanagar, Dist Nadia branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0KRINAD
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0KRINAD across all three.
NEFT to Bank of Baroda, KRISHNANAGAR, DIST NADIA using IFSC BARB0KRINAD
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0KRINAD, and confirm that the system picks up Bank of Baroda – KRISHNANAGAR, DIST NADIA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KRISHNANAGAR, DIST NADIA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's KRISHNANAGAR, DIST NADIA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0KRINAD while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda KRISHNANAGAR, DIST NADIA (IFSC BARB0KRINAD)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0KRINAD in your mobile or internet banking app, and the money is credited to the KRISHNANAGAR, DIST NADIA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0KRINAD for Bank of Baroda – KRISHNANAGAR, DIST NADIA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0KRINAD | Yes – BARB0KRINAD | Yes – BARB0KRINAD |
For most retail customers crediting the Krishnanagar, Dist Nadia branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's KRISHNANAGAR, DIST NADIA branch, the IFSC BARB0KRINAD is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Krishnanagar, Dist Nadia branch is mapped to IFSC BARB0KRINAD on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0KRINAD.
Banking services available
The Krishnanagar, Dist Nadia branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0KRINAD
Online banking and IFSC BARB0KRINAD
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the KRISHNANAGAR, DIST NADIA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0KRINAD is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Krishnanagar, Dist Nadia branch sits at 12 MANMOHAN GOSH STREET ,HOWRAH,741 101. If you are travelling from outside Krishnanagar, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0KRINAD and your account number.
Common mistakes to avoid when using IFSC BARB0KRINAD
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – KRISHNANAGAR, DIST NADIA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0KRINAD. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Krishnanagar, Dist Nadia are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0KRINAD continue to work without interruption.
Verifying IFSC BARB0KRINAD from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0KRINAD by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaKrishnanagar, Dist Nadia Branch
12 MANMOHAN GOSH STREET ,HOWRAH,741 101
Krishnanagar, West Bengal
Phone: 1800223344
IFSC: BARB0KRINAD
Frequently asked questions
What is the IFSC code of Bank of Baroda Krishnanagar, Dist Nadia branch?
The IFSC code of Bank of Baroda, Krishnanagar, Dist Nadia branch is BARB0KRINAD. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bank of Baroda Krishnanagar, Dist Nadia branch?
You can reach the branch at 1800223344 during regular banking hours.
Does Bank of Baroda Krishnanagar, Dist Nadia branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
How quickly will an NEFT transfer using BARB0KRINAD be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Krishnanagar, Dist Nadia reflect within 30 minutes.
Can I use IFSC BARB0KRINAD for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0KRINAD to send funds instantly.
Is IFSC BARB0KRINAD the same for all accounts at Krishnanagar, Dist Nadia branch?
Yes. The IFSC BARB0KRINAD is shared by every account held at Bank of Baroda's Krishnanagar, Dist Nadia branch. Only the account number changes from customer to customer.
Summary
The IFSC code BARB0KRINAD belongs to Bank of Baroda's KRISHNANAGAR, DIST NADIA branch, located at 12 MANMOHAN GOSH STREET ,HOWRAH,741 101 in KRISHNANAGAR, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
