IFSC Code of Bank of Baroda, Kozhencherry Dist Pathanamithitta Branch, Kerala

This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, KOZHENCHERRY DIST PATHANAMITHITTA branch in KOZHENCHERRY. The 11-digit IFSC BARB0KOCHER uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the KOZHENCHERRY DIST PATHANAMITHITTA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – KOZHENCHERRY DIST PATHANAMITHITTA is BARB0KOCHER. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters KOCHER map to this branch in KOZHENCHERRY, KERALA.

About Bank of Baroda

Bank of Baroda operates a wide network of branches across India, including the Kozhencherry Dist Pathanamithitta branch in Kozhencherry. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0KOCHER.

Branch details at a glance

About the Kozhencherry Dist Pathanamithitta branch

The Kozhencherry Dist Pathanamithitta branch of Bank of Baroda is situated at P.B.NO.20.OPP.DIST.HOSPITAL.KOZHENCHERRY,PATHANAMTHILL -689641,KERALA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0KOCHER is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KOZHENCHERRY DIST PATHANAMITHITTA branch came to be assigned the code BARB0KOCHER.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0KOCHER, money simply cannot be routed to the KOZHENCHERRY DIST PATHANAMITHITTA branch electronically.

Products and account variants supported

Every account opened at the Kozhencherry Dist Pathanamithitta branch is mapped to IFSC BARB0KOCHER on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0KOCHER.

Banking services available

The Kozhencherry Dist Pathanamithitta branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0KOCHER

How to transfer money using IFSC BARB0KOCHER

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0KOCHER across all three.

NEFT to Bank of Baroda, KOZHENCHERRY DIST PATHANAMITHITTA using IFSC BARB0KOCHER

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0KOCHER, and confirm that the system picks up Bank of Baroda – KOZHENCHERRY DIST PATHANAMITHITTA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC BARB0KOCHER

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – KOZHENCHERRY DIST PATHANAMITHITTA, ensure your bank's portal accepts IFSC BARB0KOCHER while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bank of Baroda KOZHENCHERRY DIST PATHANAMITHITTA (IFSC BARB0KOCHER)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0KOCHER in your mobile or internet banking app, and the money is credited to the KOZHENCHERRY DIST PATHANAMITHITTA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0KOCHER for Bank of Baroda – KOZHENCHERRY DIST PATHANAMITHITTA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kozhencherry Dist Pathanamithitta branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BARB0KOCHER

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – KOZHENCHERRY DIST PATHANAMITHITTA is still mapped to IFSC BARB0KOCHER. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0KOCHER and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Kozhencherry Dist Pathanamithitta branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0KOCHER is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Kozhencherry Dist Pathanamithitta branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0KOCHER for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KOZHENCHERRY DIST PATHANAMITHITTA:

• The IFSC is exactly BARB0KOCHER with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and KOZHENCHERRY DIST PATHANAMITHITTA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kozhencherry Dist Pathanamithitta branch

The branch is located at P.B.NO.20.OPP.DIST.HOSPITAL.KOZHENCHERRY,PATHANAMTHILL -689641,KERALA, which puts it inside Kozhencherry, the broader Pathanamthitta district, and the state of Kerala. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Kozhencherry Dist Pathanamithitta branch” — the verified location pin for IFSC BARB0KOCHER should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0KOCHER and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0KOCHER for Bank of Baroda – KOZHENCHERRY DIST PATHANAMITHITTA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kozhencherry Dist Pathanamithitta branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0KOCHER, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0KOCHER belongs to Bank of Baroda's KOZHENCHERRY DIST PATHANAMITHITTA branch, located at P.B.NO.20.OPP.DIST.HOSPITAL.KOZHENCHERRY,PATHANAMTHILL -689641,KERALA in KOZHENCHERRY, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.