IFSC Code of Bank of Baroda, Koyali Br, Vadodara, Gujarat Branch, Gujarat

Use this page as a one-stop reference for everything related to Bank of Baroda's KOYALI BR, VADODARA, GUJARAT branch in KOYALI, GUJARAT. The branch's IFSC code BARB0KOYALI is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – KOYALI BR, VADODARA, GUJARAT is BARB0KOYALI. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters KOYALI map to this branch in KOYALI, GUJARAT.

About Bank of Baroda

Bank of Baroda operates a wide network of branches across India, including the Koyali Br, Vadodara, Gujarat branch in Koyali. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0KOYALI.

Branch details at a glance

About the Koyali Br, Vadodara, Gujarat branch

The Koyali Br, Vadodara, Gujarat branch of Bank of Baroda is situated at 1 ST FLOOR, SHREE RAMJI MANDIR BLDG, KOYALI, VADODARA, GUJARAT 391 330. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0KOYALI is used.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KOYALI BR, VADODARA, GUJARAT of Bank of Baroda — its own 11-character IFSC. The code BARB0KOYALI is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0KOYALI the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Koyali Br, Vadodara, Gujarat branch is mapped to IFSC BARB0KOYALI on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0KOYALI.

Products and services

Customers walking into the Koyali Br, Vadodara, Gujarat branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0KOYALI

How to transfer money using IFSC BARB0KOYALI

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0KOYALI across all three.

How to use IFSC BARB0KOYALI for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's KOYALI BR, VADODARA, GUJARAT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0KOYALI.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as KOYALI BR, VADODARA, GUJARAT.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KOYALI BR, VADODARA, GUJARAT

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's KOYALI BR, VADODARA, GUJARAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0KOYALI while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda KOYALI BR, VADODARA, GUJARAT (IFSC BARB0KOYALI)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0KOYALI in your mobile or internet banking app, and the money is credited to the KOYALI BR, VADODARA, GUJARAT branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0KOYALI for Bank of Baroda – KOYALI BR, VADODARA, GUJARAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Koyali Br, Vadodara, Gujarat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BARB0KOYALI

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – KOYALI BR, VADODARA, GUJARAT is still mapped to IFSC BARB0KOYALI. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0KOYALI and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Koyali Br, Vadodara, Gujarat branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0KOYALI is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0KOYALI and the account number together uniquely identify the Koyali Br, Vadodara, Gujarat branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KOYALI BR, VADODARA, GUJARAT:

• The IFSC is exactly BARB0KOYALI with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and KOYALI BR, VADODARA, GUJARAT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Koyali Br, Vadodara, Gujarat branch

The branch is located at 1 ST FLOOR, SHREE RAMJI MANDIR BLDG, KOYALI, VADODARA, GUJARAT 391 330, which puts it inside Koyali, the broader Vadodara district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Koyali Br, Vadodara, Gujarat branch” — the verified location pin for IFSC BARB0KOYALI should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0KOYALI and your account number.

Verifying IFSC BARB0KOYALI from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0KOYALI by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Koyali Br, Vadodara, Gujarat are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0KOYALI continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0KOYALI is the IFSC code of Bank of Baroda, KOYALI BR, VADODARA, GUJARAT branch, in KOYALI, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.