Use this page as a one-stop reference for everything related to Bank of Baroda's KOVOOR, TAMILNADU branch in KOVOOR, TAMIL NADU. The branch's IFSC code BARB0KOVOOR is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's KOVOOR, TAMILNADU branch, the IFSC BARB0KOVOOR breaks down as follows: BARB identifies the bank, 0 is the reserved character, and KOVOOR identifies this particular branch.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Kovoor, Tamilnadu branch — IFSC BARB0KOVOOR — extends the bank's services to customers in and around Kovoor, Tamil Nadu.
About this branch
The branch is located at 3/36 SOUTH MADA STREET, KOVOOR , TAMIL NADU 602101. It serves the Kovoor region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0KOVOOR is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Kovoor, Tamilnadu |
| IFSC Code | BARB0KOVOOR |
| MICR Code | Refer to cheque leaf |
| Branch Address | 3/36 SOUTH MADA STREET, KOVOOR , TAMIL NADU 602101 |
| City | Kovoor |
| District | Kancheepuram |
| State | Tamil Nadu |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KOVOOR, TAMILNADU branch came to be assigned the code BARB0KOVOOR.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0KOVOOR, money simply cannot be routed to the KOVOOR, TAMILNADU branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Kovoor, Tamilnadu branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0KOVOOR for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0KOVOOR
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0KOVOOR across all three.
NEFT to Bank of Baroda, KOVOOR, TAMILNADU using IFSC BARB0KOVOOR
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0KOVOOR, and confirm that the system picks up Bank of Baroda – KOVOOR, TAMILNADU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0KOVOOR
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – KOVOOR, TAMILNADU, ensure your bank's portal accepts IFSC BARB0KOVOOR while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – KOVOOR, TAMILNADU, use IMPS. With IFSC BARB0KOVOOR and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0KOVOOR for Bank of Baroda – KOVOOR, TAMILNADU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0KOVOOR | Yes – BARB0KOVOOR | Yes – BARB0KOVOOR |
For most retail customers crediting the Kovoor, Tamilnadu branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0KOVOOR
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – KOVOOR, TAMILNADU is still mapped to IFSC BARB0KOVOOR. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0KOVOOR and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kovoor, Tamilnadu branch is mapped to IFSC BARB0KOVOOR on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0KOVOOR.
Banking services available
The Kovoor, Tamilnadu branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0KOVOOR
Digital banking channels
Most day-to-day work that customers used to do at the Kovoor, Tamilnadu branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0KOVOOR is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Kovoor, Tamilnadu branch
The branch is located at 3/36 SOUTH MADA STREET, KOVOOR , TAMIL NADU 602101, which puts it inside Kovoor, the broader Kancheepuram district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Kovoor, Tamilnadu branch” — the verified location pin for IFSC BARB0KOVOOR should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0KOVOOR and your account number.
Common mistakes to avoid when using IFSC BARB0KOVOOR
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – KOVOOR, TAMILNADU, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0KOVOOR. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kovoor, Tamilnadu branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0KOVOOR, however, work 24x7.
Verifying IFSC BARB0KOVOOR from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0KOVOOR by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaKovoor, Tamilnadu Branch
3/36 SOUTH MADA STREET, KOVOOR , TAMIL NADU 602101
Kovoor, Tamil Nadu
Phone: 1800223344
IFSC: BARB0KOVOOR
Frequently asked questions
Is IFSC BARB0KOVOOR the same for all accounts at Kovoor, Tamilnadu branch?
Yes. The IFSC BARB0KOVOOR is shared by every account held at Bank of Baroda's Kovoor, Tamilnadu branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Baroda Kovoor, Tamilnadu branch?
You can reach the branch at 1800223344 during regular banking hours.
What is the IFSC code of Bank of Baroda Kovoor, Tamilnadu branch?
The IFSC code of Bank of Baroda, Kovoor, Tamilnadu branch is BARB0KOVOOR. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of Baroda Kovoor, Tamilnadu as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0KOVOOR, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of Baroda Kovoor, Tamilnadu branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Can I use IFSC BARB0KOVOOR for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0KOVOOR to send funds instantly.
How quickly will an NEFT transfer using BARB0KOVOOR be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Kovoor, Tamilnadu reflect within 30 minutes.
Where is Bank of Baroda Kovoor, Tamilnadu branch located?
Bank of Baroda's Kovoor, Tamilnadu branch is located at 3/36 SOUTH MADA STREET, KOVOOR , TAMIL NADU 602101, Kovoor, Tamil Nadu.
Final notes
To recap: BARB0KOVOOR is the IFSC code of Bank of Baroda, KOVOOR, TAMILNADU branch, in KOVOOR, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
