Below are the complete branch details for Bank of Baroda, KOTUR branch, located in KOTUR, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is BARB0VJKOTU. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0VJKOTU for Bank of Baroda – KOTUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0VJKOTU is the IFSC of Bank of Baroda's KOTUR branch. The format is fixed: BARB = bank code, 0 = reserved, VJKOTU = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Kotur |
| IFSC Code | BARB0VJKOTU |
| MICR Code | Refer to cheque leaf |
| Branch Address | P B ROAD , KOTUR , DHARWAR DIST , KOTUR , 580007 |
| City | Kotur |
| District | Dharwad |
| State | Karnataka |
| STD Code | 22 |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kotur branch in Kotur, Karnataka is part of this network and uses the IFSC code BARB0VJKOTU for all electronic settlement.
Kotur branch overview
Located at P B ROAD , KOTUR , DHARWAR DIST , KOTUR , 580007, the Kotur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0VJKOTU is required for all interbank electronic transfers routed through this branch.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KOTUR of Bank of Baroda — its own 11-character IFSC. The code BARB0VJKOTU is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VJKOTU the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0VJKOTU
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJKOTU across all three.
NEFT to Bank of Baroda, KOTUR using IFSC BARB0VJKOTU
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJKOTU, and confirm that the system picks up Bank of Baroda – KOTUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KOTUR
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's KOTUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJKOTU while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – KOTUR, use IMPS. With IFSC BARB0VJKOTU and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJKOTU for Bank of Baroda – KOTUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJKOTU | Yes – BARB0VJKOTU | Yes – BARB0VJKOTU |
For most retail customers crediting the Kotur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0VJKOTU
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – KOTUR is still mapped to IFSC BARB0VJKOTU. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJKOTU and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kotur branch is mapped to IFSC BARB0VJKOTU on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJKOTU.
Products and services
Customers walking into the Kotur branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VJKOTU
MICR & cheque-truncation details
Cheques drawn on the Kotur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJKOTU for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Kotur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VJKOTU is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KOTUR:
- The IFSC is exactly BARB0VJKOTU with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and KOTUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kotur branch
The branch is located at P B ROAD , KOTUR , DHARWAR DIST , KOTUR , 580007, which puts it inside Kotur, the broader Dharwad district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Kotur branch” — the verified location pin for IFSC BARB0VJKOTU should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJKOTU and your account number.
Verifying IFSC BARB0VJKOTU from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJKOTU by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kotur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJKOTU, however, work 24x7.
Branch address & contact
Bank of BarodaKotur Branch
P B ROAD , KOTUR , DHARWAR DIST , KOTUR , 580007
Kotur, Karnataka
Phone: 22-1800223344
IFSC: BARB0VJKOTU
Frequently asked questions
Does Bank of Baroda Kotur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
What is the phone number of Bank of Baroda Kotur branch?
You can reach the branch at 22-1800223344 during regular banking hours.
How do I add Bank of Baroda Kotur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJKOTU, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0VJKOTU valid for NEFT and RTGS?
Yes. IFSC BARB0VJKOTU is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BARB0VJKOTU be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Kotur reflect within 30 minutes.
Is IFSC BARB0VJKOTU the same for all accounts at Kotur branch?
Yes. The IFSC BARB0VJKOTU is shared by every account held at Bank of Baroda's Kotur branch. Only the account number changes from customer to customer.
Can I use IFSC BARB0VJKOTU for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJKOTU to send funds instantly.
Final notes
To recap: BARB0VJKOTU is the IFSC code of Bank of Baroda, KOTUR branch, in KOTUR, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
