IFSC Code of Bank of Baroda, Kothamanglam, Dist Ernakulam Branch, Kerala

This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, KOTHAMANGLAM, DIST ERNAKULAM branch in KOTHAMANGALAM. The 11-digit IFSC BARB0KOTMAN uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the KOTHAMANGLAM, DIST ERNAKULAM location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's KOTHAMANGLAM, DIST ERNAKULAM branch, the IFSC BARB0KOTMAN breaks down as follows: BARB identifies the bank, 0 is the reserved character, and KOTMAN identifies this particular branch.

About Bank of Baroda

Bank of Baroda operates a wide network of branches across India, including the Kothamanglam, Dist Ernakulam branch in Kothamangalam. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0KOTMAN.

Kothamanglam, Dist Ernakulam branch overview

Located at POTHANIKKAT BUILDING, HIGHRANGE JUNCTION, KOTHAMANGALAM - 686691, the Kothamanglam, Dist Ernakulam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0KOTMAN is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KOTHAMANGLAM, DIST ERNAKULAM branch came to be assigned the code BARB0KOTMAN.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0KOTMAN, money simply cannot be routed to the KOTHAMANGLAM, DIST ERNAKULAM branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Kothamanglam, Dist Ernakulam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0KOTMAN for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC BARB0KOTMAN

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0KOTMAN across all three.

NEFT to Bank of Baroda, KOTHAMANGLAM, DIST ERNAKULAM using IFSC BARB0KOTMAN

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0KOTMAN, and confirm that the system picks up Bank of Baroda – KOTHAMANGLAM, DIST ERNAKULAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KOTHAMANGLAM, DIST ERNAKULAM

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's KOTHAMANGLAM, DIST ERNAKULAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0KOTMAN while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda KOTHAMANGLAM, DIST ERNAKULAM (IFSC BARB0KOTMAN)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0KOTMAN in your mobile or internet banking app, and the money is credited to the KOTHAMANGLAM, DIST ERNAKULAM branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kothamanglam, Dist Ernakulam

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0KOTMAN:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KOTHAMANGLAM, DIST ERNAKULAM is still linked to IFSC BARB0KOTMAN.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's KOTHAMANGLAM, DIST ERNAKULAM branch, the IFSC BARB0KOTMAN is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Kothamanglam, Dist Ernakulam branch is mapped to IFSC BARB0KOTMAN on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0KOTMAN.

Products and services

Customers walking into the Kothamanglam, Dist Ernakulam branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0KOTMAN

Digital banking channels

Most day-to-day work that customers used to do at the Kothamanglam, Dist Ernakulam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0KOTMAN is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Kothamanglam, Dist Ernakulam branch sits at POTHANIKKAT BUILDING, HIGHRANGE JUNCTION, KOTHAMANGALAM - 686691. If you are travelling from outside Kothamangalam, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0KOTMAN and your account number.

Common mistakes to avoid when using IFSC BARB0KOTMAN

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – KOTHAMANGLAM, DIST ERNAKULAM, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BARB0KOTMAN.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kothamanglam, Dist Ernakulam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0KOTMAN, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0KOTMAN for Bank of Baroda – KOTHAMANGLAM, DIST ERNAKULAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0KOTMAN belongs to Bank of Baroda's KOTHAMANGLAM, DIST ERNAKULAM branch, located at POTHANIKKAT BUILDING, HIGHRANGE JUNCTION, KOTHAMANGALAM - 686691 in KOTHAMANGALAM, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.