Below are the complete branch details for Bank of Baroda, IBB CALCUTTA BRANCH branch, located in KOLKATA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is BARB0INTCAL. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0INTCAL for Bank of Baroda – IBB CALCUTTA BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – IBB CALCUTTA BRANCH is BARB0INTCAL. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters INTCAL map to this branch in KOLKATA, WEST BENGAL.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Ibb Calcutta Branch |
| IFSC Code | BARB0INTCAL |
| MICR Code | Refer to cheque leaf |
| Branch Address | IBB CALCUTTA BRANCH,8, INDIA EXCHANGE PLACE (RUBY HOUSE),KOLKATA,700001 |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| Phone | 1800223344 |
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Ibb Calcutta Branch branch in Kolkata. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0INTCAL.
About the Ibb Calcutta Branch branch
The Ibb Calcutta Branch branch of Bank of Baroda is situated at IBB CALCUTTA BRANCH,8, INDIA EXCHANGE PLACE (RUBY HOUSE),KOLKATA,700001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0INTCAL is used.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including IBB CALCUTTA BRANCH of Bank of Baroda — its own 11-character IFSC. The code BARB0INTCAL is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0INTCAL the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0INTCAL
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0INTCAL across all three.
NEFT to Bank of Baroda, IBB CALCUTTA BRANCH using IFSC BARB0INTCAL
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0INTCAL, and confirm that the system picks up Bank of Baroda – IBB CALCUTTA BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0INTCAL
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – IBB CALCUTTA BRANCH, ensure your bank's portal accepts IFSC BARB0INTCAL while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – IBB CALCUTTA BRANCH, use IMPS. With IFSC BARB0INTCAL and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0INTCAL for Bank of Baroda – IBB CALCUTTA BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0INTCAL | Yes – BARB0INTCAL | Yes – BARB0INTCAL |
For most retail customers crediting the Ibb Calcutta Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's IBB CALCUTTA BRANCH branch, the IFSC BARB0INTCAL is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Ibb Calcutta Branch branch is mapped to IFSC BARB0INTCAL on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0INTCAL.
Products and services
Customers walking into the Ibb Calcutta Branch branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0INTCAL
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0INTCAL and the account number together uniquely identify the Ibb Calcutta Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BARB0INTCAL
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the IBB CALCUTTA BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0INTCAL is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – IBB CALCUTTA BRANCH:
- The IFSC is exactly BARB0INTCAL with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and IBB CALCUTTA BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ibb Calcutta Branch branch sits at IBB CALCUTTA BRANCH,8, INDIA EXCHANGE PLACE (RUBY HOUSE),KOLKATA,700001. If you are travelling from outside Kolkata, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0INTCAL and your account number.
Verifying IFSC BARB0INTCAL from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0INTCAL by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Ibb Calcutta Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0INTCAL continue to work without interruption.
Branch address & contact
Bank of BarodaIbb Calcutta Branch Branch
IBB CALCUTTA BRANCH,8, INDIA EXCHANGE PLACE (RUBY HOUSE),KOLKATA,700001
Kolkata, West Bengal
Phone: 1800223344
IFSC: BARB0INTCAL
Frequently asked questions
Is IFSC BARB0INTCAL valid for NEFT and RTGS?
Yes. IFSC BARB0INTCAL is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC BARB0INTCAL for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0INTCAL to send funds instantly.
What is the phone number of Bank of Baroda Ibb Calcutta Branch branch?
You can reach the branch at 1800223344 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ibb Calcutta Branch branch but serve different purposes.
How quickly will an NEFT transfer using BARB0INTCAL be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Ibb Calcutta Branch reflect within 30 minutes.
Is IFSC BARB0INTCAL the same for all accounts at Ibb Calcutta Branch branch?
Yes. The IFSC BARB0INTCAL is shared by every account held at Bank of Baroda's Ibb Calcutta Branch branch. Only the account number changes from customer to customer.
Where is Bank of Baroda Ibb Calcutta Branch branch located?
Bank of Baroda's Ibb Calcutta Branch branch is located at IBB CALCUTTA BRANCH,8, INDIA EXCHANGE PLACE (RUBY HOUSE),KOLKATA,700001, Kolkata, West Bengal.
Summary
The IFSC code BARB0INTCAL belongs to Bank of Baroda's IBB CALCUTTA BRANCH branch, located at IBB CALCUTTA BRANCH,8, INDIA EXCHANGE PLACE (RUBY HOUSE),KOLKATA,700001 in KOLKATA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
