IFSC Code of Bank of Baroda, Kolithad Br., Dist. Rajkot, Gujarat Branch, Gujarat

If you are searching for the IFSC code of Bank of Baroda, KOLITHAD BR., DIST. RAJKOT, GUJARAT branch in KOLITHAD, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is BARB0KOLITH. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KOLITHAD BR., DIST. RAJKOT, GUJARAT branch, and detailed step-by-step guides for using the IFSC BARB0KOLITH across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's KOLITHAD BR., DIST. RAJKOT, GUJARAT branch, the IFSC BARB0KOLITH breaks down as follows: BARB identifies the bank, 0 is the reserved character, and KOLITH identifies this particular branch.

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kolithad Br., Dist. Rajkot, Gujarat branch in Kolithad, Gujarat is part of this network and uses the IFSC code BARB0KOLITH for all electronic settlement.

Branch details at a glance

Kolithad Br., Dist. Rajkot, Gujarat branch overview

Located at KOLITHAD, TAL. GONDAL, DIST. RAJKOT, GUJARAT - 360 311., the Kolithad Br., Dist. Rajkot, Gujarat branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0KOLITH is required for all interbank electronic transfers routed through this branch.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KOLITHAD BR., DIST. RAJKOT, GUJARAT of Bank of Baroda — its own 11-character IFSC. The code BARB0KOLITH is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0KOLITH the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Kolithad Br., Dist. Rajkot, Gujarat branch is mapped to IFSC BARB0KOLITH on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0KOLITH.

Products and services

Customers walking into the Kolithad Br., Dist. Rajkot, Gujarat branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0KOLITH

How to transfer money using IFSC BARB0KOLITH

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0KOLITH across all three.

How to use IFSC BARB0KOLITH for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's KOLITHAD BR., DIST. RAJKOT, GUJARAT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0KOLITH.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as KOLITHAD BR., DIST. RAJKOT, GUJARAT.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC BARB0KOLITH

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – KOLITHAD BR., DIST. RAJKOT, GUJARAT, ensure your bank's portal accepts IFSC BARB0KOLITH while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bank of Baroda KOLITHAD BR., DIST. RAJKOT, GUJARAT (IFSC BARB0KOLITH)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0KOLITH in your mobile or internet banking app, and the money is credited to the KOLITHAD BR., DIST. RAJKOT, GUJARAT branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kolithad Br., Dist. Rajkot, Gujarat

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0KOLITH:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KOLITHAD BR., DIST. RAJKOT, GUJARAT is still linked to IFSC BARB0KOLITH.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's KOLITHAD BR., DIST. RAJKOT, GUJARAT branch, the IFSC BARB0KOLITH is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Kolithad Br., Dist. Rajkot, Gujarat branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0KOLITH is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0KOLITH and the account number together uniquely identify the Kolithad Br., Dist. Rajkot, Gujarat branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KOLITHAD BR., DIST. RAJKOT, GUJARAT:

• The IFSC is exactly BARB0KOLITH with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and KOLITHAD BR., DIST. RAJKOT, GUJARAT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kolithad Br., Dist. Rajkot, Gujarat branch

The branch is located at KOLITHAD, TAL. GONDAL, DIST. RAJKOT, GUJARAT - 360 311., which puts it inside Kolithad, the broader Rajkot district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Kolithad Br., Dist. Rajkot, Gujarat branch” — the verified location pin for IFSC BARB0KOLITH should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0KOLITH and your account number.

Verifying IFSC BARB0KOLITH from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0KOLITH by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Kolithad Br., Dist. Rajkot, Gujarat are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0KOLITH continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0KOLITH is the IFSC code of Bank of Baroda, KOLITHAD BR., DIST. RAJKOT, GUJARAT branch, in KOLITHAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.