Use this page as a one-stop reference for everything related to Bank of Baroda's RAJARAMPURI,KOLHAPUR,MH branch in KOLHAPUR, MAHARASHTRA. The branch's IFSC code BARB0RAJARA is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – RAJARAMPURI,KOLHAPUR,MH is BARB0RAJARA. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters RAJARA map to this branch in KOLHAPUR, MAHARASHTRA.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Rajarampuri,Kolhapur,Mh |
| IFSC Code | BARB0RAJARA |
| MICR Code | Refer to cheque leaf |
| Branch Address | CTS NO 1185K 34,B 5 TH LANE,RAJARAMPURI,KOLHAPUR,MAHARASHTRA 416008. |
| City | Kolhapur |
| District | Kolhapur |
| State | Maharashtra |
| Phone | 1800223344 |
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Rajarampuri,Kolhapur,Mh branch — IFSC BARB0RAJARA — extends the bank's services to customers in and around Kolhapur, Maharashtra.
Rajarampuri,Kolhapur,Mh branch overview
Located at CTS NO 1185K 34,B 5 TH LANE,RAJARAMPURI,KOLHAPUR,MAHARASHTRA 416008., the Rajarampuri,Kolhapur,Mh branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0RAJARA is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's RAJARAMPURI,KOLHAPUR,MH branch came to be assigned the code BARB0RAJARA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0RAJARA, money simply cannot be routed to the RAJARAMPURI,KOLHAPUR,MH branch electronically.
How to transfer money using IFSC BARB0RAJARA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0RAJARA across all three.
How to use IFSC BARB0RAJARA for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's RAJARAMPURI,KOLHAPUR,MH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0RAJARA.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as RAJARAMPURI,KOLHAPUR,MH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to RAJARAMPURI,KOLHAPUR,MH
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's RAJARAMPURI,KOLHAPUR,MH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0RAJARA while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda RAJARAMPURI,KOLHAPUR,MH (IFSC BARB0RAJARA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0RAJARA in your mobile or internet banking app, and the money is credited to the RAJARAMPURI,KOLHAPUR,MH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0RAJARA for Bank of Baroda – RAJARAMPURI,KOLHAPUR,MH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0RAJARA | Yes – BARB0RAJARA | Yes – BARB0RAJARA |
For most retail customers crediting the Rajarampuri,Kolhapur,Mh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0RAJARA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – RAJARAMPURI,KOLHAPUR,MH is still mapped to IFSC BARB0RAJARA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0RAJARA and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Rajarampuri,Kolhapur,Mh branch is mapped to IFSC BARB0RAJARA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0RAJARA.
Banking services available
The Rajarampuri,Kolhapur,Mh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0RAJARA
MICR & cheque-truncation details
Cheques drawn on the Rajarampuri,Kolhapur,Mh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0RAJARA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BARB0RAJARA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the RAJARAMPURI,KOLHAPUR,MH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0RAJARA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – RAJARAMPURI,KOLHAPUR,MH:
- The IFSC is exactly BARB0RAJARA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and RAJARAMPURI,KOLHAPUR,MH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Rajarampuri,Kolhapur,Mh branch
The branch is located at CTS NO 1185K 34,B 5 TH LANE,RAJARAMPURI,KOLHAPUR,MAHARASHTRA 416008., which puts it inside Kolhapur, the broader Kolhapur district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Rajarampuri,Kolhapur,Mh branch” — the verified location pin for IFSC BARB0RAJARA should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0RAJARA and your account number.
Verifying IFSC BARB0RAJARA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0RAJARA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Rajarampuri,Kolhapur,Mh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0RAJARA continue to work without interruption.
Branch address & contact
Bank of BarodaRajarampuri,Kolhapur,Mh Branch
CTS NO 1185K 34,B 5 TH LANE,RAJARAMPURI,KOLHAPUR,MAHARASHTRA 416008.
Kolhapur, Maharashtra
Phone: 1800223344
IFSC: BARB0RAJARA
Frequently asked questions
Where is Bank of Baroda Rajarampuri,Kolhapur,Mh branch located?
Bank of Baroda's Rajarampuri,Kolhapur,Mh branch is located at CTS NO 1185K 34,B 5 TH LANE,RAJARAMPURI,KOLHAPUR,MAHARASHTRA 416008., Kolhapur, Maharashtra.
Does Bank of Baroda Rajarampuri,Kolhapur,Mh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
How do I add Bank of Baroda Rajarampuri,Kolhapur,Mh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0RAJARA, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rajarampuri,Kolhapur,Mh branch but serve different purposes.
Is IFSC BARB0RAJARA the same for all accounts at Rajarampuri,Kolhapur,Mh branch?
Yes. The IFSC BARB0RAJARA is shared by every account held at Bank of Baroda's Rajarampuri,Kolhapur,Mh branch. Only the account number changes from customer to customer.
Is IFSC BARB0RAJARA valid for NEFT and RTGS?
Yes. IFSC BARB0RAJARA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of Baroda Rajarampuri,Kolhapur,Mh branch?
You can reach the branch at 1800223344 during regular banking hours.
Final notes
To recap: BARB0RAJARA is the IFSC code of Bank of Baroda, RAJARAMPURI,KOLHAPUR,MH branch, in KOLHAPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
