Use this page as a one-stop reference for everything related to Bank of Baroda's KHUNTI branch in KHUNTI, JHARKHAND. The branch's IFSC code BARB0DBKHUN is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0DBKHUN is the IFSC of Bank of Baroda's KHUNTI branch. The format is fixed: BARB = bank code, 0 = reserved, DBKHUN = branch identifier.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Khunti branch in Khunti, Jharkhand is part of this network and uses the IFSC code BARB0DBKHUN for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Khunti |
| IFSC Code | BARB0DBKHUN |
| MICR Code | Refer to cheque leaf |
| Branch Address | LL SAHU PALACE NETAJI CHOWK KARA ROADKHUNTIJHARKHAND KHUNTI KHUNTI JHARKHAND 835210 |
| City | Khunti |
| District | Khunti |
| State | Jharkhand |
| STD Code | 22 |
| Phone | 1800223344 |
About this branch
The branch is located at LL SAHU PALACE NETAJI CHOWK KARA ROADKHUNTIJHARKHAND KHUNTI KHUNTI JHARKHAND 835210. It serves the Khunti region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0DBKHUN is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KHUNTI branch came to be assigned the code BARB0DBKHUN.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0DBKHUN, money simply cannot be routed to the KHUNTI branch electronically.
Account types you can open at the Khunti branch
Once you have an account at Bank of Baroda – KHUNTI, the IFSC BARB0DBKHUN stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Khunti branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0DBKHUN
How to transfer money using IFSC BARB0DBKHUN
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBKHUN across all three.
NEFT to Bank of Baroda, KHUNTI using IFSC BARB0DBKHUN
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0DBKHUN, and confirm that the system picks up Bank of Baroda – KHUNTI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KHUNTI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's KHUNTI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0DBKHUN while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – KHUNTI, use IMPS. With IFSC BARB0DBKHUN and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Khunti
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0DBKHUN:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KHUNTI is still linked to IFSC BARB0DBKHUN.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0DBKHUN
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – KHUNTI is still mapped to IFSC BARB0DBKHUN. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0DBKHUN and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Khunti branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0DBKHUN is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Khunti branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0DBKHUN for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BARB0DBKHUN
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – KHUNTI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0DBKHUN. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Khunti branch
The branch is located at LL SAHU PALACE NETAJI CHOWK KARA ROADKHUNTIJHARKHAND KHUNTI KHUNTI JHARKHAND 835210, which puts it inside Khunti, the broader Khunti district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Khunti branch” — the verified location pin for IFSC BARB0DBKHUN should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0DBKHUN and your account number.
Verifying IFSC BARB0DBKHUN from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DBKHUN by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Khunti are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0DBKHUN continue to work without interruption.
Branch address & contact
Bank of BarodaKhunti Branch
LL SAHU PALACE NETAJI CHOWK KARA ROADKHUNTIJHARKHAND KHUNTI KHUNTI JHARKHAND 835210
Khunti, Jharkhand
Phone: 22-1800223344
IFSC: BARB0DBKHUN
Frequently asked questions
What is the IFSC code of Bank of Baroda Khunti branch?
The IFSC code of Bank of Baroda, Khunti branch is BARB0DBKHUN. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of Baroda Khunti as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBKHUN, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Khunti branch but serve different purposes.
Does Bank of Baroda Khunti branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Can I use IFSC BARB0DBKHUN for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0DBKHUN to send funds instantly.
What is the phone number of Bank of Baroda Khunti branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Is IFSC BARB0DBKHUN valid for NEFT and RTGS?
Yes. IFSC BARB0DBKHUN is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BARB0DBKHUN be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Khunti reflect within 30 minutes.
Summary
The IFSC code BARB0DBKHUN belongs to Bank of Baroda's KHUNTI branch, located at LL SAHU PALACE NETAJI CHOWK KARA ROADKHUNTIJHARKHAND KHUNTI KHUNTI JHARKHAND… in KHUNTI, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
