This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, KHUNTI BR., JHARKHAND branch in KHUNTI. The 11-digit IFSC BARB0KHUNTI uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the KHUNTI BR., JHARKHAND location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0KHUNTI is the IFSC of Bank of Baroda's KHUNTI BR., JHARKHAND branch. The format is fixed: BARB = bank code, 0 = reserved, KHUNTI = branch identifier.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Khunti Br., Jharkhand branch in Khunti, Jharkhand is part of this network and uses the IFSC code BARB0KHUNTI for all electronic settlement.
About the Khunti Br., Jharkhand branch
The Khunti Br., Jharkhand branch of Bank of Baroda is situated at DAK BUNGLOW ROAD, KHUNTI, DIST.RANCHI, JHARKHAND - 835210.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0KHUNTI is used.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Khunti Br., Jharkhand |
| IFSC Code | BARB0KHUNTI |
| MICR Code | Refer to cheque leaf |
| Branch Address | DAK BUNGLOW ROAD, KHUNTI, DIST.RANCHI, JHARKHAND - 835210. |
| City | Khunti |
| District | Ranchi |
| State | Jharkhand |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KHUNTI BR., JHARKHAND branch came to be assigned the code BARB0KHUNTI.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0KHUNTI, money simply cannot be routed to the KHUNTI BR., JHARKHAND branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0KHUNTI and the account number together uniquely identify the Khunti Br., Jharkhand branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0KHUNTI
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0KHUNTI across all three.
NEFT to Bank of Baroda, KHUNTI BR., JHARKHAND using IFSC BARB0KHUNTI
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0KHUNTI, and confirm that the system picks up Bank of Baroda – KHUNTI BR., JHARKHAND. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0KHUNTI
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – KHUNTI BR., JHARKHAND, ensure your bank's portal accepts IFSC BARB0KHUNTI while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – KHUNTI BR., JHARKHAND, use IMPS. With IFSC BARB0KHUNTI and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Khunti Br., Jharkhand
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0KHUNTI:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KHUNTI BR., JHARKHAND is still linked to IFSC BARB0KHUNTI.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's KHUNTI BR., JHARKHAND branch, the IFSC BARB0KHUNTI is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Khunti Br., Jharkhand branch is mapped to IFSC BARB0KHUNTI on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0KHUNTI.
Products and services
Customers walking into the Khunti Br., Jharkhand branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0KHUNTI
Online banking and IFSC BARB0KHUNTI
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the KHUNTI BR., JHARKHAND branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0KHUNTI is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Khunti Br., Jharkhand branch
The branch is located at DAK BUNGLOW ROAD, KHUNTI, DIST.RANCHI, JHARKHAND - 835210., which puts it inside Khunti, the broader Ranchi district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Khunti Br., Jharkhand branch” — the verified location pin for IFSC BARB0KHUNTI should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0KHUNTI and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KHUNTI BR., JHARKHAND:
- The IFSC is exactly BARB0KHUNTI with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and KHUNTI BR., JHARKHAND as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Khunti Br., Jharkhand branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0KHUNTI, however, work 24x7.
Verifying IFSC BARB0KHUNTI from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0KHUNTI by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaKhunti Br., Jharkhand Branch
DAK BUNGLOW ROAD, KHUNTI, DIST.RANCHI, JHARKHAND - 835210.
Khunti, Jharkhand
Phone: 1800223344
IFSC: BARB0KHUNTI
Frequently asked questions
How quickly will an NEFT transfer using BARB0KHUNTI be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Khunti Br., Jharkhand reflect within 30 minutes.
What is the IFSC code of Bank of Baroda Khunti Br., Jharkhand branch?
The IFSC code of Bank of Baroda, Khunti Br., Jharkhand branch is BARB0KHUNTI. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Bank of Baroda Khunti Br., Jharkhand branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Khunti Br., Jharkhand branch but serve different purposes.
Is IFSC BARB0KHUNTI valid for NEFT and RTGS?
Yes. IFSC BARB0KHUNTI is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of Baroda Khunti Br., Jharkhand branch located?
Bank of Baroda's Khunti Br., Jharkhand branch is located at DAK BUNGLOW ROAD, KHUNTI, DIST.RANCHI, JHARKHAND - 835210., Khunti, Jharkhand.
What is the phone number of Bank of Baroda Khunti Br., Jharkhand branch?
You can reach the branch at 1800223344 during regular banking hours.
How do I add Bank of Baroda Khunti Br., Jharkhand as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0KHUNTI, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: BARB0KHUNTI is the IFSC code of Bank of Baroda, KHUNTI BR., JHARKHAND branch, in KHUNTI, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
