This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, KHASPUR branch in KHASPUR. The 11-digit IFSC BARB0VJKHAS uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the KHASPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – KHASPUR is BARB0VJKHAS. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VJKHAS map to this branch in KHASPUR, BIHAR.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Khaspur branch — IFSC BARB0VJKHAS — extends the bank's services to customers in and around Khaspur, Bihar.
About this branch
The branch is located at VILLAGE KHASPUR DAUDPUR POST, KHASPUR , BLOCK MANER , PATNA , KHASPUR , 801502. It serves the Khaspur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJKHAS is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Khaspur |
| IFSC Code | BARB0VJKHAS |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE KHASPUR DAUDPUR POST, KHASPUR , BLOCK MANER , PATNA , KHASPUR , 801502 |
| City | Khaspur |
| District | Patna |
| State | Bihar |
| STD Code | 22 |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KHASPUR branch came to be assigned the code BARB0VJKHAS.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJKHAS, money simply cannot be routed to the KHASPUR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Khaspur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJKHAS for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0VJKHAS
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJKHAS across all three.
How to use IFSC BARB0VJKHAS for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's KHASPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0VJKHAS.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as KHASPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0VJKHAS
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – KHASPUR, ensure your bank's portal accepts IFSC BARB0VJKHAS while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – KHASPUR, use IMPS. With IFSC BARB0VJKHAS and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Khaspur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0VJKHAS:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KHASPUR is still linked to IFSC BARB0VJKHAS.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's KHASPUR branch, the IFSC BARB0VJKHAS is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Khaspur branch is mapped to IFSC BARB0VJKHAS on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJKHAS.
Banking services available
The Khaspur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJKHAS
Digital banking channels
Most day-to-day work that customers used to do at the Khaspur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VJKHAS is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Khaspur branch sits at VILLAGE KHASPUR DAUDPUR POST, KHASPUR , BLOCK MANER , PATNA , KHASPUR , 801502. If you are travelling from outside Khaspur, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJKHAS and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KHASPUR:
- The IFSC is exactly BARB0VJKHAS with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and KHASPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Khaspur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJKHAS, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0VJKHAS for Bank of Baroda – KHASPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of BarodaKhaspur Branch
VILLAGE KHASPUR DAUDPUR POST, KHASPUR , BLOCK MANER , PATNA , KHASPUR , 801502
Khaspur, Bihar
Phone: 22-1800223344
IFSC: BARB0VJKHAS
Frequently asked questions
What is the phone number of Bank of Baroda Khaspur branch?
You can reach the branch at 22-1800223344 during regular banking hours.
How quickly will an NEFT transfer using BARB0VJKHAS be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Khaspur reflect within 30 minutes.
How do I add Bank of Baroda Khaspur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJKHAS, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of Baroda Khaspur branch?
The IFSC code of Bank of Baroda, Khaspur branch is BARB0VJKHAS. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BARB0VJKHAS the same for all accounts at Khaspur branch?
Yes. The IFSC BARB0VJKHAS is shared by every account held at Bank of Baroda's Khaspur branch. Only the account number changes from customer to customer.
Does Bank of Baroda Khaspur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Where is Bank of Baroda Khaspur branch located?
Bank of Baroda's Khaspur branch is located at VILLAGE KHASPUR DAUDPUR POST, KHASPUR , BLOCK MANER , PATNA , KHASPUR , 801502, Khaspur, Bihar.
Summary
The IFSC code BARB0VJKHAS belongs to Bank of Baroda's KHASPUR branch, located at VILLAGE KHASPUR DAUDPUR POST, KHASPUR , BLOCK MANER , PATNA , KHASPUR , 801502 in KHASPUR, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
