If you are searching for the IFSC code of Bank of Baroda, KHANDWA branch in KHANDWA, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0VJKHWA. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KHANDWA branch, and detailed step-by-step guides for using the IFSC BARB0VJKHWA across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0VJKHWA is the IFSC of Bank of Baroda's KHANDWA branch. The format is fixed: BARB = bank code, 0 = reserved, VJKHWA = branch identifier.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Khandwa branch in Khandwa, Madhya Pradesh is part of this network and uses the IFSC code BARB0VJKHWA for all electronic settlement.
About the Khandwa branch
The Khandwa branch of Bank of Baroda is situated at SITA APARTMENT, OPP TO GDC COLLEGE, , INDOREKHANDWA MAIN ROAD, , KHANDWA, , KHANDWA , 450001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0VJKHWA is used.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Khandwa |
| IFSC Code | BARB0VJKHWA |
| MICR Code | Refer to cheque leaf |
| Branch Address | SITA APARTMENT, OPP TO GDC COLLEGE, , INDOREKHANDWA MAIN ROAD, , KHANDWA, , KHANDWA , 450001 |
| City | Khandwa |
| District | East Nimar |
| State | Madhya Pradesh |
| STD Code | 22 |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KHANDWA branch came to be assigned the code BARB0VJKHWA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJKHWA, money simply cannot be routed to the KHANDWA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Khandwa branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJKHWA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0VJKHWA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJKHWA across all three.
NEFT to Bank of Baroda, KHANDWA using IFSC BARB0VJKHWA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJKHWA, and confirm that the system picks up Bank of Baroda – KHANDWA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KHANDWA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's KHANDWA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJKHWA while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – KHANDWA, use IMPS. With IFSC BARB0VJKHWA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJKHWA for Bank of Baroda – KHANDWA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJKHWA | Yes – BARB0VJKHWA | Yes – BARB0VJKHWA |
For most retail customers crediting the Khandwa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's KHANDWA branch, the IFSC BARB0VJKHWA is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Khandwa branch is mapped to IFSC BARB0VJKHWA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJKHWA.
Products and services
Customers walking into the Khandwa branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VJKHWA
Online banking and IFSC BARB0VJKHWA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the KHANDWA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJKHWA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Khandwa branch sits at SITA APARTMENT, OPP TO GDC COLLEGE, , INDOREKHANDWA MAIN ROAD, , KHANDWA, , KHANDWA , 450001. If you are travelling from outside Khandwa, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJKHWA and your account number.
Common mistakes to avoid when using IFSC BARB0VJKHWA
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – KHANDWA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VJKHWA. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Khandwa branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJKHWA, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0VJKHWA for Bank of Baroda – KHANDWA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of BarodaKhandwa Branch
SITA APARTMENT, OPP TO GDC COLLEGE, , INDOREKHANDWA MAIN ROAD, , KHANDWA, , KHANDWA , 450001
Khandwa, Madhya Pradesh
Phone: 22-1800223344
IFSC: BARB0VJKHWA
Frequently asked questions
How do I add Bank of Baroda Khandwa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJKHWA, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of Baroda Khandwa branch?
The IFSC code of Bank of Baroda, Khandwa branch is BARB0VJKHWA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BARB0VJKHWA the same for all accounts at Khandwa branch?
Yes. The IFSC BARB0VJKHWA is shared by every account held at Bank of Baroda's Khandwa branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Khandwa branch but serve different purposes.
Does Bank of Baroda Khandwa branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Where is Bank of Baroda Khandwa branch located?
Bank of Baroda's Khandwa branch is located at SITA APARTMENT, OPP TO GDC COLLEGE, , INDOREKHANDWA MAIN ROAD, , KHANDWA, , KHANDWA , 450001, Khandwa, Madhya Pradesh.
How quickly will an NEFT transfer using BARB0VJKHWA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Khandwa reflect within 30 minutes.
Final notes
To recap: BARB0VJKHWA is the IFSC code of Bank of Baroda, KHANDWA branch, in KHANDWA, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
