IFSC Code of Bank of Baroda, Khair Br., Dist. Aligarh, U.P. Branch, Uttar Pradesh

If you are searching for the IFSC code of Bank of Baroda, KHAIR BR., DIST. ALIGARH, U.P. branch in KHAIR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0KHAALI. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KHAIR BR., DIST. ALIGARH, U.P. branch, and detailed step-by-step guides for using the IFSC BARB0KHAALI across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BARB0KHAALI is the IFSC of Bank of Baroda's KHAIR BR., DIST. ALIGARH, U.P. branch. The format is fixed: BARB = bank code, 0 = reserved, KHAALI = branch identifier.

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Khair Br., Dist. Aligarh, U.P. branch — IFSC BARB0KHAALI — extends the bank's services to customers in and around Khair, Uttar Pradesh.

About the Khair Br., Dist. Aligarh, U.P. branch

The Khair Br., Dist. Aligarh, U.P. branch of Bank of Baroda is situated at GAUR BANDHU COMALIGARH PALVAL ROAD, KHAIR, DIST. ALIGARH, UTTAR PRADESH - 202 101.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0KHAALI is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KHAIR BR., DIST. ALIGARH, U.P. branch came to be assigned the code BARB0KHAALI.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0KHAALI, money simply cannot be routed to the KHAIR BR., DIST. ALIGARH, U.P. branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Khair Br., Dist. Aligarh, U.P. branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0KHAALI for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC BARB0KHAALI

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0KHAALI across all three.

How to use IFSC BARB0KHAALI for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's KHAIR BR., DIST. ALIGARH, U.P. branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0KHAALI.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as KHAIR BR., DIST. ALIGARH, U.P..
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KHAIR BR., DIST. ALIGARH, U.P.

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's KHAIR BR., DIST. ALIGARH, U.P. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0KHAALI while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda KHAIR BR., DIST. ALIGARH, U.P. (IFSC BARB0KHAALI)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0KHAALI in your mobile or internet banking app, and the money is credited to the KHAIR BR., DIST. ALIGARH, U.P. branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Khair Br., Dist. Aligarh, U.P.

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0KHAALI:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KHAIR BR., DIST. ALIGARH, U.P. is still linked to IFSC BARB0KHAALI.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's KHAIR BR., DIST. ALIGARH, U.P. branch, the IFSC BARB0KHAALI is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Khair Br., Dist. Aligarh, U.P. branch

Once you have an account at Bank of Baroda – KHAIR BR., DIST. ALIGARH, U.P., the IFSC BARB0KHAALI stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Khair Br., Dist. Aligarh, U.P. branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0KHAALI

Online banking and IFSC BARB0KHAALI

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the KHAIR BR., DIST. ALIGARH, U.P. branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0KHAALI is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Khair Br., Dist. Aligarh, U.P. branch sits at GAUR BANDHU COMALIGARH PALVAL ROAD, KHAIR, DIST. ALIGARH, UTTAR PRADESH - 202 101.. If you are travelling from outside Khair, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0KHAALI and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KHAIR BR., DIST. ALIGARH, U.P.:

• The IFSC is exactly BARB0KHAALI with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and KHAIR BR., DIST. ALIGARH, U.P. as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Khair Br., Dist. Aligarh, U.P. are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0KHAALI continue to work without interruption.

Verifying IFSC BARB0KHAALI from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0KHAALI by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0KHAALI is the IFSC code of Bank of Baroda, KHAIR BR., DIST. ALIGARH, U.P. branch, in KHAIR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.