IFSC Code of Bank of Baroda, Kemla Br., Dist. Karauli, Rajasthan Branch, Rajasthan

This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, KEMLA BR., DIST. KARAULI, RAJASTHAN branch in KEMLA. The 11-digit IFSC BARB0KEMLAX uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the KEMLA BR., DIST. KARAULI, RAJASTHAN location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – KEMLA BR., DIST. KARAULI, RAJASTHAN is BARB0KEMLAX. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters KEMLAX map to this branch in KEMLA, RAJASTHAN.

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Kemla Br., Dist. Karauli, Rajasthan branch — IFSC BARB0KEMLAX — extends the bank's services to customers in and around Kemla, Rajasthan.

Branch details at a glance

About the Kemla Br., Dist. Karauli, Rajasthan branch

The Kemla Br., Dist. Karauli, Rajasthan branch of Bank of Baroda is situated at VILL & PO. KEMLA, VIA, SHRI MAHAVIR JI, DIST. KARAULI, RAJASTHAN - 322 230.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0KEMLAX is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KEMLA BR., DIST. KARAULI, RAJASTHAN branch came to be assigned the code BARB0KEMLAX.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0KEMLAX, money simply cannot be routed to the KEMLA BR., DIST. KARAULI, RAJASTHAN branch electronically.

Account types you can open at the Kemla Br., Dist. Karauli, Rajasthan branch

Once you have an account at Bank of Baroda – KEMLA BR., DIST. KARAULI, RAJASTHAN, the IFSC BARB0KEMLAX stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Kemla Br., Dist. Karauli, Rajasthan branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0KEMLAX

How to transfer money using IFSC BARB0KEMLAX

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0KEMLAX across all three.

How to use IFSC BARB0KEMLAX for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's KEMLA BR., DIST. KARAULI, RAJASTHAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0KEMLAX.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as KEMLA BR., DIST. KARAULI, RAJASTHAN.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC BARB0KEMLAX

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – KEMLA BR., DIST. KARAULI, RAJASTHAN, ensure your bank's portal accepts IFSC BARB0KEMLAX while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bank of Baroda KEMLA BR., DIST. KARAULI, RAJASTHAN (IFSC BARB0KEMLAX)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0KEMLAX in your mobile or internet banking app, and the money is credited to the KEMLA BR., DIST. KARAULI, RAJASTHAN branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kemla Br., Dist. Karauli, Rajasthan

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0KEMLAX:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KEMLA BR., DIST. KARAULI, RAJASTHAN is still linked to IFSC BARB0KEMLAX.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BARB0KEMLAX

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – KEMLA BR., DIST. KARAULI, RAJASTHAN is still mapped to IFSC BARB0KEMLAX. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0KEMLAX and the beneficiary's account number to complete the transfer.

Online banking and IFSC BARB0KEMLAX

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the KEMLA BR., DIST. KARAULI, RAJASTHAN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0KEMLAX is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Kemla Br., Dist. Karauli, Rajasthan branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0KEMLAX for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC BARB0KEMLAX

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – KEMLA BR., DIST. KARAULI, RAJASTHAN, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BARB0KEMLAX.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Kemla Br., Dist. Karauli, Rajasthan branch sits at VILL & PO. KEMLA, VIA, SHRI MAHAVIR JI, DIST. KARAULI, RAJASTHAN - 322 230.. If you are travelling from outside Kemla, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0KEMLAX and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0KEMLAX for Bank of Baroda – KEMLA BR., DIST. KARAULI, RAJASTHAN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kemla Br., Dist. Karauli, Rajasthan branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0KEMLAX, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0KEMLAX belongs to Bank of Baroda's KEMLA BR., DIST. KARAULI, RAJASTHAN branch, located at VILL & PO. KEMLA, VIA, SHRI MAHAVIR JI, DIST. KARAULI, RAJASTHAN - 322 230. in KEMLA, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.