If you are searching for the IFSC code of Bank of Baroda, THIRUVANGAD branch in KEEZHALLUR, KERALA, this page has every detail you need. The verified IFSC code for this branch is BARB0VJTHKA. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THIRUVANGAD branch, and detailed step-by-step guides for using the IFSC BARB0VJTHKA across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's THIRUVANGAD branch, the IFSC BARB0VJTHKA breaks down as follows: BARB identifies the bank, 0 is the reserved character, and VJTHKA identifies this particular branch.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Thiruvangad branch in Keezhallur, Kerala is part of this network and uses the IFSC code BARB0VJTHKA for all electronic settlement.
Thiruvangad branch overview
Located at CPC COMPLEX , KEEZHANTHI MUKKU, THIRUVANGAD , KANNUR , THIRUVANGAD , 670103, the Thiruvangad branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0VJTHKA is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Thiruvangad |
| IFSC Code | BARB0VJTHKA |
| MICR Code | Refer to cheque leaf |
| Branch Address | CPC COMPLEX , KEEZHANTHI MUKKU, THIRUVANGAD , KANNUR , THIRUVANGAD , 670103 |
| City | Keezhallur |
| District | Kannur |
| State | Kerala |
| STD Code | 22 |
| Phone | 1800223344 |
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THIRUVANGAD of Bank of Baroda — its own 11-character IFSC. The code BARB0VJTHKA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VJTHKA the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Thiruvangad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJTHKA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0VJTHKA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJTHKA across all three.
How to use IFSC BARB0VJTHKA for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's THIRUVANGAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0VJTHKA.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as THIRUVANGAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0VJTHKA
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – THIRUVANGAD, ensure your bank's portal accepts IFSC BARB0VJTHKA while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – THIRUVANGAD, use IMPS. With IFSC BARB0VJTHKA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJTHKA for Bank of Baroda – THIRUVANGAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJTHKA | Yes – BARB0VJTHKA | Yes – BARB0VJTHKA |
For most retail customers crediting the Thiruvangad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's THIRUVANGAD branch, the IFSC BARB0VJTHKA is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Thiruvangad branch
Once you have an account at Bank of Baroda – THIRUVANGAD, the IFSC BARB0VJTHKA stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Thiruvangad branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VJTHKA
Online banking and IFSC BARB0VJTHKA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the THIRUVANGAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJTHKA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Thiruvangad branch sits at CPC COMPLEX , KEEZHANTHI MUKKU, THIRUVANGAD , KANNUR , THIRUVANGAD , 670103. If you are travelling from outside Keezhallur, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJTHKA and your account number.
Common mistakes to avoid when using IFSC BARB0VJTHKA
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – THIRUVANGAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VJTHKA. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Thiruvangad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJTHKA continue to work without interruption.
Verifying IFSC BARB0VJTHKA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJTHKA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaThiruvangad Branch
CPC COMPLEX , KEEZHANTHI MUKKU, THIRUVANGAD , KANNUR , THIRUVANGAD , 670103
Keezhallur, Kerala
Phone: 22-1800223344
IFSC: BARB0VJTHKA
Frequently asked questions
What is the IFSC code of Bank of Baroda Thiruvangad branch?
The IFSC code of Bank of Baroda, Thiruvangad branch is BARB0VJTHKA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC BARB0VJTHKA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJTHKA to send funds instantly.
Where is Bank of Baroda Thiruvangad branch located?
Bank of Baroda's Thiruvangad branch is located at CPC COMPLEX , KEEZHANTHI MUKKU, THIRUVANGAD , KANNUR , THIRUVANGAD , 670103, Keezhallur, Kerala.
What is the phone number of Bank of Baroda Thiruvangad branch?
You can reach the branch at 22-1800223344 during regular banking hours.
How quickly will an NEFT transfer using BARB0VJTHKA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Thiruvangad reflect within 30 minutes.
Is IFSC BARB0VJTHKA the same for all accounts at Thiruvangad branch?
Yes. The IFSC BARB0VJTHKA is shared by every account held at Bank of Baroda's Thiruvangad branch. Only the account number changes from customer to customer.
How do I add Bank of Baroda Thiruvangad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJTHKA, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0VJTHKA valid for NEFT and RTGS?
Yes. IFSC BARB0VJTHKA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code BARB0VJTHKA belongs to Bank of Baroda's THIRUVANGAD branch, located at CPC COMPLEX , KEEZHANTHI MUKKU, THIRUVANGAD , KANNUR , THIRUVANGAD , 670103 in KEEZHALLUR, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
