Below are the complete branch details for Bank of Baroda, MOHAMMADPUR,UTTAR PRADESH branch, located in KAUSHAMBI, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BARB0MOHKAU. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0MOHKAU for Bank of Baroda – MOHAMMADPUR,UTTAR PRADESH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – MOHAMMADPUR,UTTAR PRADESH is BARB0MOHKAU. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters MOHKAU map to this branch in KAUSHAMBI, UTTAR PRADESH.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Mohammadpur,Uttar Pradesh |
| IFSC Code | BARB0MOHKAU |
| MICR Code | Refer to cheque leaf |
| Branch Address | MOHAMMADPUR,KAUSHAMBI,UTTAR PRADESH 212208 |
| City | Kaushambi |
| District | Kaushambi |
| State | Uttar Pradesh |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mohammadpur,Uttar Pradesh branch in Kaushambi, Uttar Pradesh is part of this network and uses the IFSC code BARB0MOHKAU for all electronic settlement.
About this branch
The branch is located at MOHAMMADPUR,KAUSHAMBI,UTTAR PRADESH 212208. It serves the Kaushambi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0MOHKAU is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MOHAMMADPUR,UTTAR PRADESH of Bank of Baroda — its own 11-character IFSC. The code BARB0MOHKAU is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0MOHKAU the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0MOHKAU
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0MOHKAU across all three.
NEFT to Bank of Baroda, MOHAMMADPUR,UTTAR PRADESH using IFSC BARB0MOHKAU
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0MOHKAU, and confirm that the system picks up Bank of Baroda – MOHAMMADPUR,UTTAR PRADESH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0MOHKAU
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – MOHAMMADPUR,UTTAR PRADESH, ensure your bank's portal accepts IFSC BARB0MOHKAU while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – MOHAMMADPUR,UTTAR PRADESH, use IMPS. With IFSC BARB0MOHKAU and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0MOHKAU for Bank of Baroda – MOHAMMADPUR,UTTAR PRADESH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0MOHKAU | Yes – BARB0MOHKAU | Yes – BARB0MOHKAU |
For most retail customers crediting the Mohammadpur,Uttar Pradesh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0MOHKAU
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – MOHAMMADPUR,UTTAR PRADESH is still mapped to IFSC BARB0MOHKAU. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0MOHKAU and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Mohammadpur,Uttar Pradesh branch is mapped to IFSC BARB0MOHKAU on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0MOHKAU.
Products and services
Customers walking into the Mohammadpur,Uttar Pradesh branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0MOHKAU
MICR & cheque-truncation details
Cheques drawn on the Mohammadpur,Uttar Pradesh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0MOHKAU for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BARB0MOHKAU
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the MOHAMMADPUR,UTTAR PRADESH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0MOHKAU is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BARB0MOHKAU
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – MOHAMMADPUR,UTTAR PRADESH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0MOHKAU. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Mohammadpur,Uttar Pradesh branch
The branch is located at MOHAMMADPUR,KAUSHAMBI,UTTAR PRADESH 212208, which puts it inside Kaushambi, the broader Kaushambi district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Mohammadpur,Uttar Pradesh branch” — the verified location pin for IFSC BARB0MOHKAU should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0MOHKAU and your account number.
Verifying IFSC BARB0MOHKAU from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0MOHKAU by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mohammadpur,Uttar Pradesh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0MOHKAU continue to work without interruption.
Branch address & contact
Bank of BarodaMohammadpur,Uttar Pradesh Branch
MOHAMMADPUR,KAUSHAMBI,UTTAR PRADESH 212208
Kaushambi, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0MOHKAU
Frequently asked questions
Where is Bank of Baroda Mohammadpur,Uttar Pradesh branch located?
Bank of Baroda's Mohammadpur,Uttar Pradesh branch is located at MOHAMMADPUR,KAUSHAMBI,UTTAR PRADESH 212208, Kaushambi, Uttar Pradesh.
What is the IFSC code of Bank of Baroda Mohammadpur,Uttar Pradesh branch?
The IFSC code of Bank of Baroda, Mohammadpur,Uttar Pradesh branch is BARB0MOHKAU. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Bank of Baroda Mohammadpur,Uttar Pradesh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
What is the phone number of Bank of Baroda Mohammadpur,Uttar Pradesh branch?
You can reach the branch at 1800223344 during regular banking hours.
How do I add Bank of Baroda Mohammadpur,Uttar Pradesh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0MOHKAU, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mohammadpur,Uttar Pradesh branch but serve different purposes.
Summary
The IFSC code BARB0MOHKAU belongs to Bank of Baroda's MOHAMMADPUR,UTTAR PRADESH branch, located at MOHAMMADPUR,KAUSHAMBI,UTTAR PRADESH 212208 in KAUSHAMBI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
