IFSC Code of Bank of Baroda, Gulamipur,Kaushambi,Up Branch, Uttar Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, GULAMIPUR,KAUSHAMBI,UP branch in KAUSHAMBI. The 11-digit IFSC BARB0GULAMI uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the GULAMIPUR,KAUSHAMBI,UP location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – GULAMIPUR,KAUSHAMBI,UP is BARB0GULAMI. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters GULAMI map to this branch in KAUSHAMBI, UTTAR PRADESH.

Branch details at a glance

About Bank of Baroda

Bank of Baroda operates a wide network of branches across India, including the Gulamipur,Kaushambi,Up branch in Kaushambi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0GULAMI.

About the Gulamipur,Kaushambi,Up branch

The Gulamipur,Kaushambi,Up branch of Bank of Baroda is situated at VILL GULAMIPUR,PO GANPA,KAUSHAMBI,UTTAR PRADESH 212217. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0GULAMI is used.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GULAMIPUR,KAUSHAMBI,UP of Bank of Baroda — its own 11-character IFSC. The code BARB0GULAMI is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0GULAMI the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BARB0GULAMI

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0GULAMI across all three.

NEFT to Bank of Baroda, GULAMIPUR,KAUSHAMBI,UP using IFSC BARB0GULAMI

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0GULAMI, and confirm that the system picks up Bank of Baroda – GULAMIPUR,KAUSHAMBI,UP. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to GULAMIPUR,KAUSHAMBI,UP

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's GULAMIPUR,KAUSHAMBI,UP branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0GULAMI while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda GULAMIPUR,KAUSHAMBI,UP (IFSC BARB0GULAMI)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0GULAMI in your mobile or internet banking app, and the money is credited to the GULAMIPUR,KAUSHAMBI,UP branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Gulamipur,Kaushambi,Up

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0GULAMI:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GULAMIPUR,KAUSHAMBI,UP is still linked to IFSC BARB0GULAMI.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BARB0GULAMI

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – GULAMIPUR,KAUSHAMBI,UP is still mapped to IFSC BARB0GULAMI. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0GULAMI and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Gulamipur,Kaushambi,Up branch is mapped to IFSC BARB0GULAMI on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0GULAMI.

Products and services

Customers walking into the Gulamipur,Kaushambi,Up branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0GULAMI

MICR & cheque-truncation details

Cheques drawn on the Gulamipur,Kaushambi,Up branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0GULAMI for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC BARB0GULAMI

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the GULAMIPUR,KAUSHAMBI,UP branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0GULAMI is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – GULAMIPUR,KAUSHAMBI,UP:

• The IFSC is exactly BARB0GULAMI with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and GULAMIPUR,KAUSHAMBI,UP as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Gulamipur,Kaushambi,Up branch

The branch is located at VILL GULAMIPUR,PO GANPA,KAUSHAMBI,UTTAR PRADESH 212217, which puts it inside Kaushambi, the broader Kaushambi district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Gulamipur,Kaushambi,Up branch” — the verified location pin for IFSC BARB0GULAMI should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0GULAMI and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0GULAMI for Bank of Baroda – GULAMIPUR,KAUSHAMBI,UP, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Gulamipur,Kaushambi,Up are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0GULAMI continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0GULAMI is the IFSC code of Bank of Baroda, GULAMIPUR,KAUSHAMBI,UP branch, in KAUSHAMBI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.