IFSC Code of Bank of Baroda, Industrial Area,Katni,Mp Branch, Madhya Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, INDUSTRIAL AREA,KATNI,MP branch in KATNI,MURWARA. The 11-digit IFSC BARB0INDKAT uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the INDUSTRIAL AREA,KATNI,MP location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's INDUSTRIAL AREA,KATNI,MP branch, the IFSC BARB0INDKAT breaks down as follows: BARB identifies the bank, 0 is the reserved character, and INDKAT identifies this particular branch.

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Industrial Area,Katni,Mp branch — IFSC BARB0INDKAT — extends the bank's services to customers in and around Katni,Murwara, Madhya Pradesh.

Branch details at a glance

Industrial Area,Katni,Mp branch overview

Located at COMMERCIAL PLOT NO.7,HOUSING BOARD COLONY,SHANTI NAGAR,KATNI,MADHYA PRADESH - 483501., the Industrial Area,Katni,Mp branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0INDKAT is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's INDUSTRIAL AREA,KATNI,MP branch came to be assigned the code BARB0INDKAT.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0INDKAT, money simply cannot be routed to the INDUSTRIAL AREA,KATNI,MP branch electronically.

Account types you can open at the Industrial Area,Katni,Mp branch

Once you have an account at Bank of Baroda – INDUSTRIAL AREA,KATNI,MP, the IFSC BARB0INDKAT stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Industrial Area,Katni,Mp branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0INDKAT

How to transfer money using IFSC BARB0INDKAT

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0INDKAT across all three.

How to use IFSC BARB0INDKAT for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's INDUSTRIAL AREA,KATNI,MP branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0INDKAT.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as INDUSTRIAL AREA,KATNI,MP.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to INDUSTRIAL AREA,KATNI,MP

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's INDUSTRIAL AREA,KATNI,MP branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0INDKAT while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda INDUSTRIAL AREA,KATNI,MP (IFSC BARB0INDKAT)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0INDKAT in your mobile or internet banking app, and the money is credited to the INDUSTRIAL AREA,KATNI,MP branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Industrial Area,Katni,Mp

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0INDKAT:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at INDUSTRIAL AREA,KATNI,MP is still linked to IFSC BARB0INDKAT.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BARB0INDKAT

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – INDUSTRIAL AREA,KATNI,MP is still mapped to IFSC BARB0INDKAT. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0INDKAT and the beneficiary's account number to complete the transfer.

Online banking and IFSC BARB0INDKAT

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the INDUSTRIAL AREA,KATNI,MP branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0INDKAT is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0INDKAT and the account number together uniquely identify the Industrial Area,Katni,Mp branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC BARB0INDKAT

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – INDUSTRIAL AREA,KATNI,MP, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BARB0INDKAT.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Industrial Area,Katni,Mp branch sits at COMMERCIAL PLOT NO.7,HOUSING BOARD COLONY,SHANTI NAGAR,KATNI,MADHYA PRADESH - 483501.. If you are travelling from outside Katni,Murwara, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0INDKAT and your account number.

Verifying IFSC BARB0INDKAT from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0INDKAT by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Industrial Area,Katni,Mp are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0INDKAT continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0INDKAT belongs to Bank of Baroda's INDUSTRIAL AREA,KATNI,MP branch, located at COMMERCIAL PLOT NO.7,HOUSING BOARD COLONY,SHANTI NAGAR,KATNI,MADHYA PRADESH -… in KATNI,MURWARA, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.