IFSC Code of Bank of Baroda, Harriawala Chowraha Branch, Uttarakhand

This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, HARRIAWALA CHOWRAHA branch in KASHIPUR. The 11-digit IFSC BARB0HARRIA uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the HARRIAWALA CHOWRAHA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's HARRIAWALA CHOWRAHA branch, the IFSC BARB0HARRIA breaks down as follows: BARB identifies the bank, 0 is the reserved character, and HARRIA identifies this particular branch.

Branch details at a glance

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Harriawala Chowraha branch — IFSC BARB0HARRIA — extends the bank's services to customers in and around Kashipur, Uttarakhand.

About this branch

The branch is located at HARRIAWALA CHOWK,KASHIPUR,DIST UDHAMSINGH NAGAR,UTTARAKHAND 244719. It serves the Kashipur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0HARRIA is used to identify this branch on the RBI payments network.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HARRIAWALA CHOWRAHA of Bank of Baroda — its own 11-character IFSC. The code BARB0HARRIA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0HARRIA the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BARB0HARRIA

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0HARRIA across all three.

How to use IFSC BARB0HARRIA for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's HARRIAWALA CHOWRAHA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0HARRIA.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as HARRIAWALA CHOWRAHA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to HARRIAWALA CHOWRAHA

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's HARRIAWALA CHOWRAHA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0HARRIA while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda HARRIAWALA CHOWRAHA (IFSC BARB0HARRIA)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0HARRIA in your mobile or internet banking app, and the money is credited to the HARRIAWALA CHOWRAHA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Harriawala Chowraha

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0HARRIA:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at HARRIAWALA CHOWRAHA is still linked to IFSC BARB0HARRIA.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BARB0HARRIA

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – HARRIAWALA CHOWRAHA is still mapped to IFSC BARB0HARRIA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0HARRIA and the beneficiary's account number to complete the transfer.

Account types you can open at the Harriawala Chowraha branch

Once you have an account at Bank of Baroda – HARRIAWALA CHOWRAHA, the IFSC BARB0HARRIA stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Harriawala Chowraha branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0HARRIA

MICR & cheque-truncation details

Cheques drawn on the Harriawala Chowraha branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0HARRIA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC BARB0HARRIA

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the HARRIAWALA CHOWRAHA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0HARRIA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – HARRIAWALA CHOWRAHA:

• The IFSC is exactly BARB0HARRIA with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and HARRIAWALA CHOWRAHA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Harriawala Chowraha branch

The branch is located at HARRIAWALA CHOWK,KASHIPUR,DIST UDHAMSINGH NAGAR,UTTARAKHAND 244719, which puts it inside Kashipur, the broader Udham Singh Nagar district, and the state of Uttarakhand. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Harriawala Chowraha branch” — the verified location pin for IFSC BARB0HARRIA should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0HARRIA and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0HARRIA for Bank of Baroda – HARRIAWALA CHOWRAHA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Harriawala Chowraha are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0HARRIA continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0HARRIA belongs to Bank of Baroda's HARRIAWALA CHOWRAHA branch, located at HARRIAWALA CHOWK,KASHIPUR,DIST UDHAMSINGH NAGAR,UTTARAKHAND 244719 in KASHIPUR, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.