This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, AUDEN PADARIYA,UP branch in KARHAL. The 11-digit IFSC BARB0AUDENP uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the AUDEN PADARIYA,UP location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – AUDEN PADARIYA,UP is BARB0AUDENP. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters AUDENP map to this branch in KARHAL, UTTAR PRADESH.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Auden Padariya,Up branch in Karhal, Uttar Pradesh is part of this network and uses the IFSC code BARB0AUDENP for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Auden Padariya,Up |
| IFSC Code | BARB0AUDENP |
| MICR Code | Refer to cheque leaf |
| Branch Address | AUDEN PADARIYA,KARHAL CHAURAHA,BYE PASS ROAD,DIST MAINPURI,UTTAR PRADESH 205001 |
| City | Karhal |
| District | Mainpuri |
| State | Uttar Pradesh |
| Phone | 1800223344 |
About this branch
The branch is located at AUDEN PADARIYA,KARHAL CHAURAHA,BYE PASS ROAD,DIST MAINPURI,UTTAR PRADESH 205001. It serves the Karhal region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0AUDENP is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AUDEN PADARIYA,UP of Bank of Baroda — its own 11-character IFSC. The code BARB0AUDENP is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0AUDENP the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Auden Padariya,Up branch is mapped to IFSC BARB0AUDENP on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0AUDENP.
Banking services available
The Auden Padariya,Up branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0AUDENP
How to transfer money using IFSC BARB0AUDENP
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0AUDENP across all three.
NEFT to Bank of Baroda, AUDEN PADARIYA,UP using IFSC BARB0AUDENP
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0AUDENP, and confirm that the system picks up Bank of Baroda – AUDEN PADARIYA,UP. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0AUDENP
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – AUDEN PADARIYA,UP, ensure your bank's portal accepts IFSC BARB0AUDENP while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda AUDEN PADARIYA,UP (IFSC BARB0AUDENP)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0AUDENP in your mobile or internet banking app, and the money is credited to the AUDEN PADARIYA,UP branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0AUDENP for Bank of Baroda – AUDEN PADARIYA,UP, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0AUDENP | Yes – BARB0AUDENP | Yes – BARB0AUDENP |
For most retail customers crediting the Auden Padariya,Up branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's AUDEN PADARIYA,UP branch, the IFSC BARB0AUDENP is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Auden Padariya,Up branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0AUDENP is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Auden Padariya,Up branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0AUDENP for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BARB0AUDENP
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – AUDEN PADARIYA,UP, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0AUDENP. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Auden Padariya,Up branch sits at AUDEN PADARIYA,KARHAL CHAURAHA,BYE PASS ROAD,DIST MAINPURI,UTTAR PRADESH 205001. If you are travelling from outside Karhal, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0AUDENP and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0AUDENP for Bank of Baroda – AUDEN PADARIYA,UP, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Auden Padariya,Up are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0AUDENP continue to work without interruption.
Branch address & contact
Bank of BarodaAuden Padariya,Up Branch
AUDEN PADARIYA,KARHAL CHAURAHA,BYE PASS ROAD,DIST MAINPURI,UTTAR PRADESH 205001
Karhal, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0AUDENP
Frequently asked questions
How quickly will an NEFT transfer using BARB0AUDENP be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Auden Padariya,Up reflect within 30 minutes.
Is IFSC BARB0AUDENP valid for NEFT and RTGS?
Yes. IFSC BARB0AUDENP is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Bank of Baroda Auden Padariya,Up branch?
The IFSC code of Bank of Baroda, Auden Padariya,Up branch is BARB0AUDENP. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of Baroda Auden Padariya,Up as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0AUDENP, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bank of Baroda Auden Padariya,Up branch?
You can reach the branch at 1800223344 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Auden Padariya,Up branch but serve different purposes.
Where is Bank of Baroda Auden Padariya,Up branch located?
Bank of Baroda's Auden Padariya,Up branch is located at AUDEN PADARIYA,KARHAL CHAURAHA,BYE PASS ROAD,DIST MAINPURI,UTTAR PRADESH 205001, Karhal, Uttar Pradesh.
Summary
The IFSC code BARB0AUDENP belongs to Bank of Baroda's AUDEN PADARIYA,UP branch, located at AUDEN PADARIYA,KARHAL CHAURAHA,BYE PASS ROAD,DIST MAINPURI,UTTAR PRADESH … in KARHAL, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
