If you are searching for the IFSC code of Bank of Baroda, KALAN,SULTANPUR,UP branch in KARAUNDI KALAN, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0KALSUL. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KALAN,SULTANPUR,UP branch, and detailed step-by-step guides for using the IFSC BARB0KALSUL across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0KALSUL is the IFSC of Bank of Baroda's KALAN,SULTANPUR,UP branch. The format is fixed: BARB = bank code, 0 = reserved, KALSUL = branch identifier.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kalan,Sultanpur,Up branch in Karaundi Kalan, Uttar Pradesh is part of this network and uses the IFSC code BARB0KALSUL for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Kalan,Sultanpur,Up |
| IFSC Code | BARB0KALSUL |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL KALAN,PO KALAN,SULTANPUR DT,UTTAR PRADESH 222101. |
| City | Karaundi Kalan |
| District | Sultanpur |
| State | Uttar Pradesh |
| Phone | 1800223344 |
About this branch
The branch is located at VILL KALAN,PO KALAN,SULTANPUR DT,UTTAR PRADESH 222101.. It serves the Karaundi Kalan region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0KALSUL is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KALAN,SULTANPUR,UP branch came to be assigned the code BARB0KALSUL.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0KALSUL, money simply cannot be routed to the KALAN,SULTANPUR,UP branch electronically.
Products and account variants supported
Every account opened at the Kalan,Sultanpur,Up branch is mapped to IFSC BARB0KALSUL on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0KALSUL.
Banking services available
The Kalan,Sultanpur,Up branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0KALSUL
How to transfer money using IFSC BARB0KALSUL
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0KALSUL across all three.
How to use IFSC BARB0KALSUL for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's KALAN,SULTANPUR,UP branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0KALSUL.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as KALAN,SULTANPUR,UP.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KALAN,SULTANPUR,UP
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's KALAN,SULTANPUR,UP branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0KALSUL while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – KALAN,SULTANPUR,UP, use IMPS. With IFSC BARB0KALSUL and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0KALSUL for Bank of Baroda – KALAN,SULTANPUR,UP, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0KALSUL | Yes – BARB0KALSUL | Yes – BARB0KALSUL |
For most retail customers crediting the Kalan,Sultanpur,Up branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0KALSUL
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – KALAN,SULTANPUR,UP is still mapped to IFSC BARB0KALSUL. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0KALSUL and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Kalan,Sultanpur,Up branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0KALSUL is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Kalan,Sultanpur,Up branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0KALSUL for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KALAN,SULTANPUR,UP:
- The IFSC is exactly BARB0KALSUL with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and KALAN,SULTANPUR,UP as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kalan,Sultanpur,Up branch sits at VILL KALAN,PO KALAN,SULTANPUR DT,UTTAR PRADESH 222101.. If you are travelling from outside Karaundi Kalan, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0KALSUL and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0KALSUL for Bank of Baroda – KALAN,SULTANPUR,UP, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kalan,Sultanpur,Up branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0KALSUL, however, work 24x7.
Branch address & contact
Bank of BarodaKalan,Sultanpur,Up Branch
VILL KALAN,PO KALAN,SULTANPUR DT,UTTAR PRADESH 222101.
Karaundi Kalan, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0KALSUL
Frequently asked questions
How do I add Bank of Baroda Kalan,Sultanpur,Up as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0KALSUL, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of Baroda Kalan,Sultanpur,Up branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
What is the IFSC code of Bank of Baroda Kalan,Sultanpur,Up branch?
The IFSC code of Bank of Baroda, Kalan,Sultanpur,Up branch is BARB0KALSUL. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BARB0KALSUL valid for NEFT and RTGS?
Yes. IFSC BARB0KALSUL is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kalan,Sultanpur,Up branch but serve different purposes.
How quickly will an NEFT transfer using BARB0KALSUL be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Kalan,Sultanpur,Up reflect within 30 minutes.
Summary
The IFSC code BARB0KALSUL belongs to Bank of Baroda's KALAN,SULTANPUR,UP branch, located at VILL KALAN,PO KALAN,SULTANPUR DT,UTTAR PRADESH 222101. in KARAUNDI KALAN, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
