Below are the complete branch details for Bank of Baroda, KARSAI,KARAULI,RAJ branch, located in KARAULI, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is BARB0KARSAI. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0KARSAI for Bank of Baroda – KARSAI,KARAULI,RAJ — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0KARSAI is the IFSC of Bank of Baroda's KARSAI,KARAULI,RAJ branch. The format is fixed: BARB = bank code, 0 = reserved, KARSAI = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Karsai,Karauli,Raj |
| IFSC Code | BARB0KARSAI |
| MICR Code | Refer to cheque leaf |
| Branch Address | KAILA DEVI ROAD KARSAI DIST KARAULI RAJASTHAN-322243 |
| City | Karauli |
| District | Karauli |
| State | Rajasthan |
| Phone | 1800223344 |
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Karsai,Karauli,Raj branch in Karauli. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0KARSAI.
About the Karsai,Karauli,Raj branch
The Karsai,Karauli,Raj branch of Bank of Baroda is situated at KAILA DEVI ROAD KARSAI DIST KARAULI RAJASTHAN-322243. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0KARSAI is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KARSAI,KARAULI,RAJ branch came to be assigned the code BARB0KARSAI.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0KARSAI, money simply cannot be routed to the KARSAI,KARAULI,RAJ branch electronically.
How to transfer money using IFSC BARB0KARSAI
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0KARSAI across all three.
How to use IFSC BARB0KARSAI for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's KARSAI,KARAULI,RAJ branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0KARSAI.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as KARSAI,KARAULI,RAJ.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KARSAI,KARAULI,RAJ
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's KARSAI,KARAULI,RAJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0KARSAI while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – KARSAI,KARAULI,RAJ, use IMPS. With IFSC BARB0KARSAI and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0KARSAI for Bank of Baroda – KARSAI,KARAULI,RAJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0KARSAI | Yes – BARB0KARSAI | Yes – BARB0KARSAI |
For most retail customers crediting the Karsai,Karauli,Raj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's KARSAI,KARAULI,RAJ branch, the IFSC BARB0KARSAI is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Karsai,Karauli,Raj branch
Once you have an account at Bank of Baroda – KARSAI,KARAULI,RAJ, the IFSC BARB0KARSAI stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Karsai,Karauli,Raj branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0KARSAI
MICR & cheque-truncation details
Cheques drawn on the Karsai,Karauli,Raj branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0KARSAI for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BARB0KARSAI
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the KARSAI,KARAULI,RAJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0KARSAI is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KARSAI,KARAULI,RAJ:
- The IFSC is exactly BARB0KARSAI with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and KARSAI,KARAULI,RAJ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Karsai,Karauli,Raj branch sits at KAILA DEVI ROAD KARSAI DIST KARAULI RAJASTHAN-322243. If you are travelling from outside Karauli, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0KARSAI and your account number.
Verifying IFSC BARB0KARSAI from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0KARSAI by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Karsai,Karauli,Raj are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0KARSAI continue to work without interruption.
Branch address & contact
Bank of BarodaKarsai,Karauli,Raj Branch
KAILA DEVI ROAD KARSAI DIST KARAULI RAJASTHAN-322243
Karauli, Rajasthan
Phone: 1800223344
IFSC: BARB0KARSAI
Frequently asked questions
What is the phone number of Bank of Baroda Karsai,Karauli,Raj branch?
You can reach the branch at 1800223344 during regular banking hours.
Is IFSC BARB0KARSAI the same for all accounts at Karsai,Karauli,Raj branch?
Yes. The IFSC BARB0KARSAI is shared by every account held at Bank of Baroda's Karsai,Karauli,Raj branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Karsai,Karauli,Raj branch but serve different purposes.
Where is Bank of Baroda Karsai,Karauli,Raj branch located?
Bank of Baroda's Karsai,Karauli,Raj branch is located at KAILA DEVI ROAD KARSAI DIST KARAULI RAJASTHAN-322243, Karauli, Rajasthan.
How quickly will an NEFT transfer using BARB0KARSAI be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Karsai,Karauli,Raj reflect within 30 minutes.
Is IFSC BARB0KARSAI valid for NEFT and RTGS?
Yes. IFSC BARB0KARSAI is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of Baroda Karsai,Karauli,Raj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0KARSAI, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of Baroda Karsai,Karauli,Raj branch?
The IFSC code of Bank of Baroda, Karsai,Karauli,Raj branch is BARB0KARSAI. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BARB0KARSAI belongs to Bank of Baroda's KARSAI,KARAULI,RAJ branch, located at KAILA DEVI ROAD KARSAI DIST KARAULI RAJASTHAN-322243 in KARAULI, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
