Use this page as a one-stop reference for everything related to Axis Bank's SATTUR branch in SATTUR, TAMIL NADU. The branch's IFSC code UTIB0002760 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – SATTUR is UTIB0002760. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002760 map to this branch in SATTUR, TAMIL NADU.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Sattur branch in Sattur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0002760.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Sattur |
| IFSC Code | UTIB0002760 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KIRUBAI BUILDING DOOR NO 469TRUNK ROAD SATTUR DIST VIRUDHUNAGAR TAMIL NADU PIN 626203 |
| City | Sattur |
| District | Virudhunagar |
| State | Tamil Nadu |
| STD Code | 4562 |
| Phone | 263644 |
Sattur branch overview
Located at KIRUBAI BUILDING DOOR NO 469TRUNK ROAD SATTUR DIST VIRUDHUNAGAR TAMIL NADU PIN 626203, the Sattur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0002760 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's SATTUR branch came to be assigned the code UTIB0002760.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002760, money simply cannot be routed to the SATTUR branch electronically.
Products and account variants supported
Every account opened at the Sattur branch is mapped to IFSC UTIB0002760 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002760.
Banking services available
The Sattur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4562-263644.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0002760
How to transfer money using IFSC UTIB0002760
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002760 across all three.
NEFT to Axis Bank, SATTUR using IFSC UTIB0002760
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002760, and confirm that the system picks up Axis Bank – SATTUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0002760
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – SATTUR, ensure your bank's portal accepts IFSC UTIB0002760 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank SATTUR (IFSC UTIB0002760)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0002760 in your mobile or internet banking app, and the money is credited to the SATTUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Sattur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0002760:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SATTUR is still linked to IFSC UTIB0002760.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's SATTUR branch, the IFSC UTIB0002760 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0002760
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the SATTUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0002760 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0002760 and the account number together uniquely identify the Sattur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – SATTUR:
- The IFSC is exactly UTIB0002760 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and SATTUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sattur branch
The branch is located at KIRUBAI BUILDING DOOR NO 469TRUNK ROAD SATTUR DIST VIRUDHUNAGAR TAMIL NADU PIN 626203, which puts it inside Sattur, the broader Virudhunagar district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Sattur branch” — the verified location pin for IFSC UTIB0002760 should appear at the top of the results.
- Confirm the branch is open by calling 4562-263644 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0002760 and your account number.
Verifying IFSC UTIB0002760 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002760 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4562-263644.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sattur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0002760, however, work 24x7.
Branch address & contact
Axis BankSattur Branch
KIRUBAI BUILDING DOOR NO 469TRUNK ROAD SATTUR DIST VIRUDHUNAGAR TAMIL NADU PIN 626203
Sattur, Tamil Nadu
Phone: 4562-263644
IFSC: UTIB0002760
Frequently asked questions
Is IFSC UTIB0002760 the same for all accounts at Sattur branch?
Yes. The IFSC UTIB0002760 is shared by every account held at Axis Bank's Sattur branch. Only the account number changes from customer to customer.
How do I add Axis Bank Sattur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002760, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0002760 valid for NEFT and RTGS?
Yes. IFSC UTIB0002760 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UTIB0002760 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002760 to send funds instantly.
What is the IFSC code of Axis Bank Sattur branch?
The IFSC code of Axis Bank, Sattur branch is UTIB0002760. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sattur branch but serve different purposes.
What is the phone number of Axis Bank Sattur branch?
You can reach the branch at 4562-263644 during regular banking hours.
Summary
The IFSC code UTIB0002760 belongs to Axis Bank's SATTUR branch, located at KIRUBAI BUILDING DOOR NO 469TRUNK ROAD SATTUR DIST VIRUDHUNAGAR TAMIL NADU PIN… in SATTUR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
