Below are the complete branch details for Axis Bank, NIBM ANNEXE branch, located in PUNE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0004915. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0004915 for Axis Bank – NIBM ANNEXE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – NIBM ANNEXE is UTIB0004915. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004915 map to this branch in PUNE, MAHARASHTRA.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nibm Annexe branch in Pune, Maharashtra is part of this network and uses the IFSC code UTIB0004915 for all electronic settlement.
Nibm Annexe branch overview
Located at GROUND FLOOR AND MEZZANINE FLOOR, SHOP NO 008 AND 009, VISTAS CENTER POINT, SURVEY NO 37/3 AND 4, NIBM ANNEXE, MOHAMMADWADI, the Nibm Annexe branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0004915 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Nibm Annexe |
| IFSC Code | UTIB0004915 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR AND MEZZANINE FLOOR, SHOP NO 008 AND 009, VISTAS CENTER POINT, SURVEY NO 37/3 AND 4, NIBM ANNEXE, MOHAMMADWADI |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| STD Code | 20 |
| Phone | 7020826634 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's NIBM ANNEXE branch came to be assigned the code UTIB0004915.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004915, money simply cannot be routed to the NIBM ANNEXE branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Nibm Annexe branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0004915 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0004915
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004915 across all three.
NEFT to Axis Bank, NIBM ANNEXE using IFSC UTIB0004915
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0004915, and confirm that the system picks up Axis Bank – NIBM ANNEXE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NIBM ANNEXE
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's NIBM ANNEXE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004915 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – NIBM ANNEXE, use IMPS. With IFSC UTIB0004915 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004915 for Axis Bank – NIBM ANNEXE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004915 | Yes – UTIB0004915 | Yes – UTIB0004915 |
For most retail customers crediting the Nibm Annexe branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0004915
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – NIBM ANNEXE is still mapped to IFSC UTIB0004915. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004915 and the beneficiary's account number to complete the transfer.
Account types you can open at the Nibm Annexe branch
Once you have an account at Axis Bank – NIBM ANNEXE, the IFSC UTIB0004915 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Nibm Annexe branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0004915
Online banking and IFSC UTIB0004915
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the NIBM ANNEXE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004915 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Nibm Annexe branch
The branch is located at GROUND FLOOR AND MEZZANINE FLOOR, SHOP NO 008 AND 009, VISTAS CENTER POINT, SURVEY NO 37/3 AND 4, NIBM ANNEXE, MOHAMMADWADI, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Nibm Annexe branch” — the verified location pin for IFSC UTIB0004915 should appear at the top of the results.
- Confirm the branch is open by calling 20-7020826634 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004915 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – NIBM ANNEXE:
- The IFSC is exactly UTIB0004915 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and NIBM ANNEXE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nibm Annexe branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004915, however, work 24x7.
Verifying IFSC UTIB0004915 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004915 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 20-7020826634.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankNibm Annexe Branch
GROUND FLOOR AND MEZZANINE FLOOR, SHOP NO 008 AND 009, VISTAS CENTER POINT, SURVEY NO 37/3 AND 4, NIBM ANNEXE, MOHAMMADWADI
Pune, Maharashtra
Phone: 20-7020826634
IFSC: UTIB0004915
Frequently asked questions
Where is Axis Bank Nibm Annexe branch located?
Axis Bank's Nibm Annexe branch is located at GROUND FLOOR AND MEZZANINE FLOOR, SHOP NO 008 AND 009, VISTAS CENTER POINT, SURVEY NO 37/3 AND 4, NIBM ANNEXE, MOHAMMADWADI, Pune, Maharashtra.
Can I use IFSC UTIB0004915 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004915 to send funds instantly.
How do I add Axis Bank Nibm Annexe as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004915, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0004915 valid for NEFT and RTGS?
Yes. IFSC UTIB0004915 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Axis Bank Nibm Annexe branch?
You can reach the branch at 20-7020826634 during regular banking hours.
Is IFSC UTIB0004915 the same for all accounts at Nibm Annexe branch?
Yes. The IFSC UTIB0004915 is shared by every account held at Axis Bank's Nibm Annexe branch. Only the account number changes from customer to customer.
Does Axis Bank Nibm Annexe branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 20-7020826634 to confirm.
Summary
The IFSC code UTIB0004915 belongs to Axis Bank's NIBM ANNEXE branch, located at GROUND FLOOR AND MEZZANINE FLOOR, SHOP NO 008 AND 009, VISTAS CENTER POINT,… in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
