Use this page as a one-stop reference for everything related to Axis Bank's PIRO branch in PIRO, BIHAR. The branch's IFSC code UTIB0003711 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's PIRO branch, the IFSC UTIB0003711 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 003711 identifies this particular branch.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Piro branch in Piro. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0003711.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Piro |
| IFSC Code | UTIB0003711 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ARRAH SASARAM ROAD PO AND PS PIRO NEAR BANK OF INDIA PIRO |
| City | Piro |
| District | Bhojpur |
| State | Bihar |
| STD Code | 6181 |
| Phone | 9570866966 |
Piro branch overview
Located at ARRAH SASARAM ROAD PO AND PS PIRO NEAR BANK OF INDIA PIRO, the Piro branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0003711 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's PIRO branch came to be assigned the code UTIB0003711.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0003711, money simply cannot be routed to the PIRO branch electronically.
Products and account variants supported
Every account opened at the Piro branch is mapped to IFSC UTIB0003711 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0003711.
Products and services
Customers walking into the Piro branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0003711
How to transfer money using IFSC UTIB0003711
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003711 across all three.
NEFT to Axis Bank, PIRO using IFSC UTIB0003711
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0003711, and confirm that the system picks up Axis Bank – PIRO. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0003711
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – PIRO, ensure your bank's portal accepts IFSC UTIB0003711 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – PIRO, use IMPS. With IFSC UTIB0003711 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Piro
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0003711:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PIRO is still linked to IFSC UTIB0003711.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's PIRO branch, the IFSC UTIB0003711 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0003711
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the PIRO branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0003711 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0003711 and the account number together uniquely identify the Piro branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0003711
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – PIRO, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0003711. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Piro branch
The branch is located at ARRAH SASARAM ROAD PO AND PS PIRO NEAR BANK OF INDIA PIRO, which puts it inside Piro, the broader Bhojpur district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Piro branch” — the verified location pin for IFSC UTIB0003711 should appear at the top of the results.
- Confirm the branch is open by calling 6181-9570866966 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0003711 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0003711 for Axis Bank – PIRO, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Piro are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0003711 continue to work without interruption.
Branch address & contact
Axis BankPiro Branch
ARRAH SASARAM ROAD PO AND PS PIRO NEAR BANK OF INDIA PIRO
Piro, Bihar
Phone: 6181-9570866966
IFSC: UTIB0003711
Frequently asked questions
Can I use IFSC UTIB0003711 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0003711 to send funds instantly.
What is the phone number of Axis Bank Piro branch?
You can reach the branch at 6181-9570866966 during regular banking hours.
What is the IFSC code of Axis Bank Piro branch?
The IFSC code of Axis Bank, Piro branch is UTIB0003711. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Piro branch but serve different purposes.
How do I add Axis Bank Piro as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0003711, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UTIB0003711 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Piro reflect within 30 minutes.
Is IFSC UTIB0003711 valid for NEFT and RTGS?
Yes. IFSC UTIB0003711 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0003711 the same for all accounts at Piro branch?
Yes. The IFSC UTIB0003711 is shared by every account held at Axis Bank's Piro branch. Only the account number changes from customer to customer.
Summary
The IFSC code UTIB0003711 belongs to Axis Bank's PIRO branch, located at ARRAH SASARAM ROAD PO AND PS PIRO NEAR BANK OF INDIA PIRO in PIRO, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
